738 Navigator Way, Oxnard, CA 93035 Property Records

Ventura County property record for 738 Navigator Way, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,698 sqft · built 2000
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on File
Last Sale	$769,000 (Aug 2024)
Tax Bill	$9,426 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`183-0-428-085`

Property Details

APN / Parcel Number

Primary APN	`183-0-428-085`
Alternative APN	`1830423075`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,698 sqft Living Area
1st Floor Area	622 sqft
2nd Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,700 sqft (0.085 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	51 sqft

Location & Zoning

Street Address	738 NAVIGATOR WAY
City	OXNARD
State	CA
Zip	93035-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 513700 LOT: 8 REF: 139MR 58
Legal Subdivision	PACIFIC BREEZE COMMUNITY
Legal Tract	513700
Legal Block	428
Legal Lot Number	8
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1000
Census Tract	3608

Owner

738 Navigator Way is owned and occupied by an individual who bought it in August 2024.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	191 CLOVER CIR, LENOIR CITY, TN 37772-2038
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Grant Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA
Aug 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage VENTURA COUNTY CU
Aug 11, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 11, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Jun 10, 2020 · Amount on File
Deed Document Number	202457979
Prior Transfer Date	Aug 8, 2024
Prior Transfer Doc	0000057978
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 10, 2020
Property Address	738 NAVIGATOR WAY, OXNARD, CA 93035-1561
Document Number	0000081186
Instrument Date	May 4, 2020
Instrument	81186
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	738 NAVIGATOR WAY OXNARD CA 930351561, OXNARD, CA 93035-1561

Mortgage

Document Number	81187
Date	Jun 10, 2020
Instrument	81187

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2050

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2017
Property Address	738 NAVIGATOR WAY, OXNARD, CA 93035-1561
Document Number	0000103730
Map Reference	MR139 PG58-61
Instrument Date	Aug 4, 2017
Instrument	20170811-00103730
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	738 NAVIGATOR WAY, OXNARD, CA 93035-1561

Mortgage

Document Number	0000103731
Date	Aug 11, 2017
Instrument	20170811-00103731

Lender

Name	VENTURA COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2017
Property Address	738 NAVIGATOR WAY, OXNARD, CA 93035-1561
Document Number	0000103728
Instrument Date	Jul 18, 2017
Instrument	103728
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	738 NAVIGATOR WAY OXNARD CA 930351561, OXNARD, CA 93035-1561

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 11, 2017
Property Address	738 NAVIGATOR WAY, OXNARD, CA 93035-1561
Document Number	0000103729
Instrument Date	Jul 18, 2017
Instrument	103729
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	738 NAVIGATOR WAY OXNARD CA 930351561, OXNARD, CA 93035-1561

Tax Assessment & Valuation

The 2025 property tax bill for 738 Navigator Way was $9,426 with a homeowner's exemption, up 30.9% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$784,380 (+2%) Land $510,000 Building $274,380
2025	$9,426.00 (+30.92%)	$769,000 Land $500,000 Building $269,000
2024	$7,200.00 (+3.55%)
2023	$6,953.00 (+2.31%) Homeowner's exemption	$578,146 Land $375,796 Building $202,350
2022	$6,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 738 Navigator Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 738 Navigator Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks, Verizon.

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