Dakota County property record for 738 N Hay Lake Rd, Eagan, MN 55123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 1986 |
| Lot Size | 0.218 acres (9,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Jun 2026) |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25800-05-040 |
| Primary APN | 10-25800-05-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,227 sqft |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Split Level |
| Construction Type | Wood |
| Lot Area | 9,503 sqft (0.218 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 738 N HAY LAKE RD |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55123-3024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAWN RIDGE 4 5 |
| Legal Subdivision | FAWN RIDGE |
| Legal Block | 5 |
| Legal Lot Number | 40 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | EAGAN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 60731 |
738 N Hay Lake Rd is owned and occupied by two individuals who bought it in June 2026.
Source: Dakota County records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 738 N HAY LAKE RD, SAINT PAUL, MN 55123-3024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on File |
| Deed Sale | Jun 30, 2026 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 20263730740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 738 N HAY LAKE RD, SAINT PAUL, MN 55123-3024 |
| Document Number | 0003730740 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20263730740 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139,319.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 738 N HAY LAKE RD, SAINT PAUL, MN 55123-3024 |
| Document Number | 0003730741, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20263730741 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Sep 24, 2019 |
| Property Address | 738 N HAY LAKE RD, EAGAN, MN 55123-3024 |
| Document Number | 0003328089 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 3328089 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | CORELOGIC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 738 N HAY LAKE RD EAGAN MN 551233024, EAGAN, MN 55123-3024 |
| Document Number | 3328090 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 3328090 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
The 2025 property tax bill for 738 N Hay Lake Rd was $4,228 with a homeowner's exemption, up 11.4% from the year before.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | Eagan City |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,228.00 (+11.44%) Homeowner's exemption | $373,400 (+4.36%) Land $93,100 Building $280,300 | $373,400 (+4.36%) Land $93,100 Building $280,300 |
| 2024 | $3,794.00 | $357,800 Land $90,500 Building $267,300 | $357,800 Land $90,500 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 738 N Hay Lake Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 738 N Hay Lake Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagan serves 68,223 people · EPA ID MN1190007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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