738 Morgans Treasure Rd, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 738 Morgans Treasure Rd, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Jul 2023)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`095601-0650`

Property Details

APN / Parcel Number

Primary APN	`095601-0650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	1,911 sqft
1st Floor Area	1,452 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	738 MORGANS TREASURE RD
City	SAINT AUGUSTINE
State	FL
Zip	32084-9236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	108/1-35 MORGANS COVE LOT 65 OR5786/826
Legal Range	29
Legal Township	07
Legal Section	28
Legal Subdivision	MORGANS COVE
Legal Block	1
Legal Lot Number	65
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	738 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 16, 2022	Special Warranty Deed, Transfer EMPOWER TITLE, EMPOWER TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Deed Document Number	202351755
Deed Book / Page	5786 / 826
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 3, 2023
Property Address	738 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9236
Document Number	0057860826
Book / Page	5786 / 826
Map Reference	MB 108 PG 1
Instrument Date	Jun 29, 2023
Instrument	2023051755
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 LAKE ROBBINS DR # DR430, DR430, THE WOODLANDS, TX 77380-3258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9236

Mortgage

Document Number	0005786828
Date	Jul 3, 2023
Instrument	5786/828

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 16, 2022
Property Address	738 MORGANS TREASURE RD, SAINT AUGUSTINE, FL 32084-9236
Document Number	0056351418
Book / Page	5635 / 1418
Map Reference	MB 108 PG 1
Instrument Date	Sep 16, 2022
Instrument	2022089049
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	EMPOWER TITLE, EMPOWER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$20,559.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SEA GROVE MAIN ST, ST AUGUSTINE, FL 32080-6308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 LAKE ROBBINS DR STE 430, 430, THE WOODLANDS, TX 77380-3294
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,822 (+2.7%)	$300,050 (+3.98%) Land $70,000 Building $230,050
2025	$3,692.00 (+12.87%) Homeowner's exemption	$287,071 (+2.9%)	$288,575 (+3.44%) Land $70,000 Building $218,575
2024	$3,271.00 (+218.19%) Homeowner's exemption	$278,981 (+359.23%)	$278,981 (+359.23%) Land $70,000 Building $208,981
2023	$1,028.00 (+18.98%)	$60,750 (-9.6%)	$60,750 (-9.6%) Land $60,750
2022	$864.00	$67,200	$67,200 Land $67,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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