Vance County property record for 738 Monroe St, Henderson, NC 27536
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1982 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,672 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0095 01028 |
| Primary APN | 0095 01028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Width | 75 ft Width |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | 30227 |
|---|---|
| Street Address | 738 MONROE ST |
| City | HENDERSON |
| State | NC |
| Zip | 27536-2664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HR6 |
| Legal Description | 738 MONROE ST |
| Legal Block | 01 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 960500 |
738 Monroe St is owned and occupied by an individual.
Source: Vance County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 738 MONROE ST, HENDERSON, NC 27536-2664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 738 MONROE ST, HENDERSON, NC 27536-2664 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 738 MONROE ST, HENDERSON, NC 27536-2664 |
| Document Number | 001471/256 |
|---|---|
| Date | Dec 17, 2025 |
| Book Page | 1471/256 |
| Instrument | 4312 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 16, 2030 |
The 2026 property tax bill for 738 Monroe St was $1,672 with a senior citizen's exemption, up 94% from the year before.
Source: Vance County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Municipality | Henderson City |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,672.00 (+93.97%) Senior Citizen's exemption | $122,726 (-) Land $17,920 Building $104,806 | $122,726 (-) Land $17,920 Building $104,806 |
| 2025 | $862.00 Senior Citizen's exemption | $122,726 Land $17,920 Building $104,806 | $122,726 Land $17,920 Building $104,806 |
| 2023 | $132.00 Senior Citizen's exemption | $37,963 Land $5,407 Building $32,556 | $37,963 Land $5,407 Building $32,556 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 738 Monroe St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 738 Monroe St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON-KERR LAKE REG WTR serves 14,937 people · EPA ID NC0291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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