738 McMakin Ave, Cincinnati, OH 45232 Property Records

Hamilton County property record for 738 McMakin Ave, Cincinnati, OH 45232

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 3,302 sqft · built 1906
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$56,000 (Jul 1995)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`219-0052-0182-00`

Property Details

APN / Parcel Number

Primary APN	`219-0052-0182-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,302 sqft Finished Area
1st Floor Area	1,399 sqft
2nd Floor Area	1,399 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	1,399 sqft
Family Room	Family Room

Exterior

Year Built	Built 1906
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,881 sqft (0.135 acres)
Lot Width	35 ft Width
Porch	Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	738 MCMAKIN AVE
City	CINCINNATI
State	OH
Zip	45232-1820
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NS MCMAKIN AVE 0.1336 AC R2-T3-S23
Legal Range	02
Legal Township	03
Legal Section	23
Legal Subdivision	CCG & JANE MCMAKIN J
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2003
Census Tract	7300

Owner

738 McMakin Ave, a duplex, is owned and occupied by an individual who bought it in July 1995.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	738 MCMAKIN AVE, CINCINNATI, OH 45232-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 1995 · Amount on File
Deed Sale	Jul 5, 1995 · Amount on File
Deed Document Number	756340
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	738 MCMAKIN AVE, CINCINNATI, OH 45232-1820
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015135
Date	Feb 10, 2022
Book Page	14602/1745
Instrument	2022-0015135

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	738 MCMAKIN AVE, CINCINNATI, OH 45232-1820
Transaction Type	Mortgage
Record Updated	Nov 23, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131863
Date	Oct 29, 2021
Book Page	14534/3310
Instrument	2021-0131863

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	116 Months
Due	Jun 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 738 McMakin Ave was $3,702, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,702.00 (+1.76%)	$59,276 (-) Land $6,090 Building $53,186
2024	$3,638.00 (-1.28%)	$59,276 (-) Land $6,090 Building $53,186
2023	$3,685.00 (+68.42%)	$59,276 (+87.68%) Land $6,090 Building $53,186	$169,360 Land $17,400 Building $151,960
2022	$2,188.00 Homeowner's exemption	$31,584 Land $5,635 Building $25,949
2020			$90,240 Land $16,100 Building $74,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 McMakin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 738 McMakin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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