738 McLaughlin St, Richmond, CA 94805 Property Records

Contra Costa County property record for 738 McLaughlin St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1944
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$551,000 (May 2020)
Tax Bill	$9,970 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`523-052-026-3`

Property Details

APN / Parcel Number

Primary APN	`523-052-026-3`
Alternative APN	`523-052-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	738 MCLAUGHLIN ST
City	RICHMOND
State	CA
Zip	94805-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST RICHMOND BLVD LOT 6 BLK 18
Legal Subdivision	EAST RICHMOND BOULE
Legal Block	18
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 MCLAUGHLIN ST, RICHMOND, CA 94805-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 5, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Aug 19, 2015 · Amount on Record
Deed Document Number	202085063
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	738 MCLAUGHLIN ST, RICHMOND, CA 94805-1402
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 MCLAUGHLIN ST, RICHMOND, CA 94805-1402

Mortgage

Document Number	0000163902
Date	Jun 4, 2021
Instrument	2021-163902

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 1, 2050

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 5, 2020
Property Address	738 MCLAUGHLIN ST, RICHMOND, CA 94805-1402
Document Number	0000085063
Instrument Date	Apr 16, 2020
Instrument	85063
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	738 MCLAUGHLIN ST RICHMOND CA 948051402, RICHMOND, CA 94805-1402

Mortgage

Document Number	85064
Date	May 5, 2020
Instrument	85064

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$614,646 (+2%) Land $418,317 Building $196,329
2025	$9,970.00 (+3.71%) Homeowner's exemption	$602,595 (+4.04%) Land $410,115 Building $192,480
2023	$9,613.00 (+1.76%) Homeowner's exemption	$579,197 Land $394,191 Building $185,006
2022	$9,447.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 877 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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