738 Key Rd, Ararat, NC 27007 Property Records

Surry County property record for 738 Key Rd, Ararat, NC 27007

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 2,042 sqft · built 1981
Lot Size	7.47 acres (325,393 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,917 (2026)
Deeds & Mortgages	Feb 2020 Refinance Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`5926-00-66-5069`

Property Details

APN / Parcel Number

Primary APN	`5926-00-66-5069`
Alternative APN	`81367560`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,042 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	325,393 sqft (7.47 acres)
Garage Type	Carport
Garage Area	612 sqft
Carport	Carport
Carport Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	587 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	81367560
Street Address	738 KEY RD
City	ARARAT
State	NC
Zip	27007-8339
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Jurisdiction	SURRY NC
Township / Civil Division	ELDORA
Census Block Group	1
Census Block	1027
Census Tract	931101

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 KEY RD, ARARAT, NC 27007-8339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
Jul 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	738 KEY RD, ARARAT, NC 27007-8339
Transaction Type	Mortgage
Record Updated	Mar 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001700/323
Date	Feb 24, 2020
Book Page	1700/323
Instrument	670626

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 21, 2021
Property Address	738 KEY RD, ARARAT, NC 27007-8339
Document Number	001771/670
Book / Page	1771 / 670
Instrument Date	Jun 29, 2021
Instrument	686176
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 KEY RD, ARARAT, NC 27007-8339

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,917.00 (-0.57%)	$255,800 (-19.99%) Land $58,140 Building $197,660	$255,800 (-19.99%) Land $58,140 Building $197,660
2025	$1,928.00 (+36.54%)	$319,720 (+24.99%) Land $70,310 Building $249,410	$319,720 (+24.99%) Land $70,310 Building $249,410
2023	$1,412.00	$255,800 Land $58,140 Building $197,660	$255,800 Land $58,140 Building $197,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Key Rd

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