738 Isbell Ln, Decherd, TN 37324 Property Records

Franklin County property record for 738 Isbell Ln, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,962 sqft · built 1976
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$28,500 (Oct 2025)
Tax Bill	$1,141 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Oct 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026057 00402`

Property Details

APN / Parcel Number

Primary APN	`026057 00402`
Alternative APN	`057 00402`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,962 sqft Living Area
1st Floor Area	1,962 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Utility Building	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	738 ISBELL LN
City	DECHERD
State	TN
Zip	37324-3959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 10, COUNTY AREA: R02 1 ADDITIONAL MOBILE HOME
Legal Subdivision	MINOR DIVISION SURVEY HILL/ISBELL LANE 2
Legal Tract	1
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2083
Census Tract	960100

Owner

738 Isbell Ln is owned by two individuals who bought it in October 2025.

Source: Franklin County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	231 HORSEPOWER LN, WINCHESTER, TN 37398-2531
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Construction Mortgage FARM CREDIT SERVICES/MIDLANDS FLCA
Oct 10, 2025	Warranty Deed, Transfer STONES RIVER TITLE COMPANY LLC, STONES RIVER TTL CO LLC DBA
Nov 20, 2024	Warranty Deed, Transfer STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC
Oct 19, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2018	Deed of Trust, Mortgage CITIZENS BANK
Nov 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Nov 20, 2024 · Amount on File
Deed Document Number	20256772
Deed Book / Page	499 / 313
Prior Transfer Date	Oct 13, 2023
Prior Transfer Doc	0023006446
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Recording Date	Jul 2, 2026
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0000004845
Book / Page	1 / 345
Instrument Date	May 20, 2026
Instrument	20264845
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004845,
Date	Jul 2, 2026
Book Page	1/345
Instrument	20264845

Lender

Name	FARM CREDIT SERVICES/MIDLANDS FLCA

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 10, 2025
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0025006772
Book / Page	D499 / 313
Map Reference	MB P714 PG 26
Instrument Date	Oct 10, 2025
Instrument	25006772
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TTL CO LLC DBA

Transaction

Amount	Amount on Record
Tax	$105.45
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HORSEPOWER LN, WINCHESTER, TN 37398-2531

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 20, 2024
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0024007161
Book / Page	D490 / 461
Map Reference	MB P708 PG 15
Instrument Date	Nov 20, 2024
Instrument	24007161
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$333.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 HORSEPOWER UN, WINCHESTER, TN 37398-2531

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Oct 19, 2023
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0023006446
Book / Page	D480 / 208
Instrument Date	Oct 13, 2023
Instrument	23006446
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 ISBELL LN, DECHERD, TN 37324-3959

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCESS TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002171
Date	Apr 11, 2018
Book Page	T1249/400
Instrument	18002171

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount on Record

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Nov 27, 2018
Property Address	738 ISBELL LN, DECHERD, TN 37324-3959
Document Number	0000007464
Book / Page	000432 / 000729
Instrument Date	Sep 27, 2018
Instrument	7464
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	889 ISBELL LN DECHERD TN 373243961, DECHERD, TN 37324-3961

Tax Assessment & Valuation

The 2025 property tax bill for 738 Isbell Ln was $1,141, down 9.2% from the year before.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,141.00 (-9.23%)	$57,175 (-9.25%) Land $12,100 Building $45,075
2024	$1,257.00	$63,000 (-) Land $15,800 Building $47,200
2023		$63,000 (-) Land $15,800 Building $47,200
2022	$1,181.00	$63,000 Land $15,800 Building $47,200	$228,700 (-9.25%) Land $48,400 Building $180,300
2021			$252,000 Land $63,200 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 Isbell Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Isbell Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECHERD WATER DEPT serves 4,809 people · EPA ID TN0000187
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	8 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Isbell Ln

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