738 Harbor View Rd, Charleston, SC 29412 Property Records

Charleston County property record for 738 Harbor View Rd, Charleston, SC 29412

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,446 sqft · built 1965
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Mar 2022)
Tax Bill$2,213 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (moderate risk)
APN454-05-00-077

Property Details

APN / Parcel Number

Primary APN454-05-00-077

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,446 sqft Living Area
1st Floor Area1,446 sqft

Exterior

Year BuiltBuilt 1965
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions175 ft deep x 87 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address738 HARBOR VIEW RD
CityCHARLESTON
StateSC
Zip29412-5005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -STILES POINT DESCRIPTION -LT 12 BLK A PART 2 PORTION 4
Legal SubdivisionSTILES POINT
Legal BlockA
Legal Lot Number12
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group1
Census Block1095
Census Tract2007

Owner

Source: Charleston County assessment roll, as of September 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address738 HARBOR VIEW RD, CHARLESTON, SC 29412-5005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Jun 12, 2019Deed of Trust, Mortgage · Line of Credit
BETHPAGE FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Document Number0000109060
Deed Book / Page1090 / 60
Record UpdatedJun 8, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateMar 17, 2022
Property Address738 HARBOR VIEW RD, CHARLESTON, SC 29412-5005
Document Number0010900060
Book / Page1090 / 60
Map ReferenceMB R PG 150
Instrument DateFeb 10, 2022
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyWEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,235.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address738 HARBOR VIEW RD, CHARLESTON, SC 29412-5005

Mortgage

Document Number0000109063
DateMar 17, 2022
Instrument1090/63
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address738 HARBOR VIEW RD, CHARLESTON, SC 29412-5005
Document Number0810/0897
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 HARBOR VIEW RD CHARLESTON SC 294125005, CHARLESTON, SC 29412-5005

Mortgage

Document Number0810/0897
DateJul 24, 2019
Book Page000810/000897
Lender
NameBETHPAGE FCU
TypeCredit Union
AddressBETHPAGE, NY 11714
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 23, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of September 13, 2024

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityJames Island Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,213.00 (+120.2%)$19,000 (+118.89%)
2022$1,005.00$8,680$283,956 (-40.22%) Land $129,856 Building $154,100
2020$475,000 Land $209,900 Building $265,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 217 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies217 in force
Nearby Flood Claims150 (1978–2024)
Claims Outside the SFHA16 of 150
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims
  • Severe Storms And Flooding, Oct 2015 · 13 claims
  • Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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