738 Flora St, Saint Libory, IL 62282 Property Records

St. Clair County property record for 738 Flora St, Saint Libory, IL 62282 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,779 sqft · built 1999
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Mar 2015)
Tax Bill	$4,554 (2024)
Deeds & Mortgages	Nov 2020 Line of Credit
APN	`19-13-0-111-015`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-111-015`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,779 sqft Living Area
Basement Area	1,779 sqft
Unfinished Basement	1,779 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Mixed
Garage Area	873 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	738 FLORA ST
City	SAINT LIBORY
State	IL
Zip	62282-0334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAYETTEVILLE TWP SEC13 LOT/SEC-13-SUBL/TWP-2S-BLK/RG-6W PT LT 6 E 1/2 NW DOC A02446155
Legal Range	06W
Legal Township	02S
Legal Section	13
Legal Subdivision	FAYETTEVILLE TWP
Legal Block	111
Legal Lot Number	6
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2032
Census Tract	504002

Owner

Source: St. Clair County records · APN 19-13-0-111-015

Assessment roll updated August 28, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	738 FLORA ST, SAINT LIBORY, IL 62282-0334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2015 · Amount on Record
Deed Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	20152446155
Prior Transfer Date	Feb 07, 2002
Prior Transfer Doc	00A1665650
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	738 FLORA ST, SAINT LIBORY, IL 62282-0334
Document Number	00A2678708
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	738 FLORA ST ST LIBORY IL 622820334, ST LIBORY, IL 62282-0334

Mortgage

Document Number	00A2678708
Date	Dec 07, 2020
Instrument	2678708

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 28, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,554.00 (+33.55%)	$62,199 (+23.06%) Land $3,306 Building $58,893	$186,597 (+23.06%) Land $9,918 Building $176,679
2022		$50,543 Land $2,712 Building $47,831	$151,629 Land $8,136 Building $143,493
2019	$3,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Egyptian Telephone Cooperative Association	Fiber	1,000 / 1,000

May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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