738 Elk Mountain Dr, Severance (Windsor), CO 80550 Property Records

Weld County property record for 738 Elk Mountain Dr, Severance, CO 80550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 2018
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$292,974 (Jan 2019)
Tax Bill	$4,574 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8070-23-2-50-06`

Property Details

APN / Parcel Number

Primary APN	`8070-23-2-50-06`
Alternative APNs	`0807-02-3-25-006` `R8949765`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	2,926 sqft
1st Floor Area	1,246 sqft
Basement Area	1,246 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Attached
Garage Area	434 sqft
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R8949765
Street Address	738 ELK MOUNTAIN DR
City	SEVERANCE
State	CO
Zip	80550-4885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 25 OVERLOOK FG #1
Legal Subdivision	OVERLOOK FG # 1
Legal Block	25
Legal Lot Number	6
Jurisdiction	WELD CO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2086
Census Tract	2208

Owner

738 Elk Mountain Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: Weld County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Aug 7, 2018	Loan Modification, Mortgage NOT AVAILABLE
Aug 9, 2018	Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Deed Document Number	20194458229
Last Transfer Date	Oct 27, 2021
Transfer Doc	0004772871
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELD CO
Recording Date	Nov 4, 2021
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Document Number	0004772871
Instrument Date	Oct 27, 2021
Instrument	4772871
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885

Mortgage

Document Number	0004772872
Date	Nov 4, 2021
Instrument	4772872

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	332 Months
Due	Jul 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004533383
Date	Oct 17, 2019
Instrument	4533383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELD CO
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004635399
Date	Sep 30, 2020
Instrument	4635399

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2049

January 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WELD CO
Recording Date	Jan 7, 2019
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Document Number	0004458229
Instrument Date	Jan 4, 2019
Instrument	4458229
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 6, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 W MOUNTAIN AVE # ELK, ELK, FORT COLLINS, CO 80521-2506

Mortgage

Document Number	0004458230
Date	Jan 7, 2019
Instrument	4458230

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WELD CO
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Document Number	0004423794
Instrument Date	Aug 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7251 W 20TH ST #L200 GREELEY CO 806344626, L200, GREELEY, CO 80634-4626

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WELD CO
Recording Date	Aug 9, 2018
Property Address	738 ELK MOUNTAIN DR, SEVERANCE, CO 80550-4885
Document Number	0004421897
Instrument Date	Aug 7, 2018
Instrument	4421897
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Amount	Amount on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7251 W 20TH STREET LN #200 GREELEY CO 80634, 200, GREELEY, CO 80634

Tax Assessment & Valuation

The 2025 property tax bill for 738 Elk Mountain Dr was $4,574, up 0.2% from the year before.

Source: Weld County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Weld County
Municipality	Severance Town
Unified School District	Windsor School District RE-4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,360 (-2.12%) Land $6,240 Building $19,120	$414,402 (-) Land $102,000 Building $312,402
2025	$4,574.00 (+0.15%)	$25,910 Land $6,380 Building $19,530	$414,402 Land $102,000 Building $312,402
2024	$4,567.00 (+4.77%)
2023	$4,359.00	$30,530 Land $7,100 Building $23,430	$451,326 Land $105,000 Building $346,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 738 Elk Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 738 Elk Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707
Water Source	Purchased surface water from NORTH WELD COUNTY WD
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LightGig Communications Fiber	10,000 / 10,000
Xfinity Fiber	2,000 / 2,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Visionary Broadband, Vistabeam.

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