738 E Penzance Cir, Nixa, MO 65714 Property Records

Christian County property record for 738 E Penzance Cir, Nixa, MO 65714

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,231 sqft · built 2022
Lot Size	0.328 acres (14,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$491,501 (Jan 2025)
Tax Bill	$4,535 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-0.1-12-1-17-16`

Property Details

APN / Parcel Number

Primary APN	`10-0.1-12-1-17-16`
Alternative APN	`10-0.1-12-001-017-016.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,231 sqft Living Area
1st Floor Area	2,231 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	14,291 sqft (0.328 acres)

Location & Zoning

Street Address	738 E PENZANCE CIR
City	NIXA
State	MO
Zip	65714-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 COPPER LEAF PH 5
Legal Subdivision	COPPER LEAF PH 5
Legal Lot Number	52
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTHVIEW
Census Block Group	1
Census Block	1020
Census Tract	20207

Owner

Source: Christian County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jan 2, 2025	Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC
Oct 3, 2022	Beneficiary Deed, Transfer
Jun 21, 2022	Warranty Deed, Subdivision Related Transfer GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES
Oct 6, 2021	Warranty Deed, Transfer GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Deed Document Number	202516
Deed Book / Page	2025 / 16
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 3, 2026
Property Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0000004004
Book / Page	2026 / 3947
Instrument Date	Mar 26, 2026
Instrument	20264004
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	738 E PENZANCE CIR, NIXA, MO 65714-9452

Mortgage

Document Number	0000004004,
Date	Apr 3, 2026
Book Page	2026/3947
Instrument	20264004

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 2, 2025
Property Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202500016
Book / Page	2025 / 16
Map Reference	MB I PG 337
Instrument Date	Dec 30, 2024
Instrument	2025L00016
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 E PENZANCE CIR, NIXA, MO 65714-9452

Mortgage

Document Number	2025L00017
Date	Jan 2, 2025
Instrument	2025L00017

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

October 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 3, 2022
Property Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202214777
Book / Page	2022 / 14777
Map Reference	MB I PG 337
Instrument Date	Sep 30, 2022
Instrument	2022L14925
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	738 E PENZANCE CIR, NIXA, MO 65714-9452

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 21, 2022
Property Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202209307
Book / Page	2022 / 9307
Map Reference	MB I PG 337
Instrument Date	Jun 17, 2022
Instrument	2022L09404
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 PENZANCE CIR, NIXA, MO 65714-9452

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 6, 2021
Property Address	738 E PENZANCE CIR, NIXA, MO 65714-9452
Document Number	0202118332
Book / Page	2021 / 18332
Map Reference	MB I PG 337
Instrument Date	Oct 5, 2021
Instrument	2021L18492
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	GREAT AMERICAN TITLE AND ABSTRAC, GREAT AMER TTL ALL BRANCHES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1526 S ENTERPRISE AVE, SPRINGFIELD, MO 65804-1740
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Nixa City
Unified School District	Nixa School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,770 (-)	$383,000 (-) Land $49,000 Building $334,000
2024	$4,535.00
2023		$72,770 (+681.63%)	$383,000 (+681.63%) Land $49,000 Building $334,000
2022		$9,310
2021			$49,000 Land $49,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIXA PWS RDE serves 2,900 people · EPA ID MO5048130
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	NIXA PWS
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wisper ISP.

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