738 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 738 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 2,118 sqft · built 1920
Lot Size	0.11 acres (4,777 sqft)
Owner	Individual Name on Record
Last Sale	$438,000 (Feb 2017)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-502-01-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-502-01-0000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1940
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	4,777 sqft (0.11 acres)
Lot Dimensions	102 ft deep x 46.8 ft wide
Garage Type	Carport
Garage Area	153 sqft
Carport	Carport
Carport Area	153 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	114 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	738 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-3825
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	ANNA BERNHARD SUBDIVISION LOT 6 BLK 2
Legal Subdivision	ANNA BERNHARD SUB
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1014
Census Tract	1501

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5116 MERIDIAN ST, LOS ANGELES, CA 90042-1710
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE BANKERS INC
Feb 21, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	201779475
Prior Transfer Date	Mar 30, 1999
Prior Transfer Doc	0000152561
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	738 E ELMA ST, ONTARIO, CA 91764-3825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5116 MERIDIAN ST, LOS ANGELES, CA 90042-1710

Mortgage

Document Number	0000496673
Date	Dec 8, 2020
Instrument	2020-0496673

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company
Address	FLUSHING, NY 11354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 21, 2017
Property Address	738 E ELMA ST, ONTARIO, CA 91764-3825
Document Number	0000079475
Map Reference	MB18 PG38
Instrument Date	Jan 25, 2017
Instrument	2017-0079475
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 E ELMA ST, ONTARIO, CA 91764-3825

Mortgage

Document Number	0000079476
Date	Feb 21, 2017
Instrument	2017-0079476

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,504 (+2%) Land $177,571 Building $340,933
2025	$5,588.00 (+5.29%)	$508,337 (+4.04%) Land $174,089 Building $334,248
2023	$5,307.00 (+1.34%)	$488,597 Land $167,328 Building $321,269
2022	$5,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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