738 E 28th St, Paterson, NJ 07504 Property Records

Passaic County and Paterson City property record for 738 E 28th St, Paterson, NJ 07504

Property Summary

Property Type	Single Family Home
Details	1,114 sqft
Lot Size	0.085 acres (3,698 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Apr 2019)
Tax Bill	$10,905 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-03911-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`08-03911-0000-00009`
Alternative APN	`08F0701000000013`

Interior

Stories	1 Story
Building Area	1,114 sqft Living Area

Exterior

Construction Type	Frame
Lot Area	3,698 sqft (0.085 acres)
Lot Dimensions	100 ft deep x 37 ft wide

Location & Zoning

Old Parcel Number	08F0701000000013
Street Address	738 E 28TH ST
City	PATERSON
State	NJ
Zip	07504-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: P.740 E 28TH ST
Legal Block	3911
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	PATERSON
Census Block Group	2
Census Block	2003
Census Tract	182400

Owner

Source: Passaic County and Paterson City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	738 E 28TH ST, PATERSON, NJ 07504-2012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 29, 2019	Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	201918165
Deed Book / Page	3564 / 294
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	738 E 28TH ST, PATERSON, NJ 07504-2012
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 E 28TH ST, PATERSON, NJ 07504-2012

Mortgage

Document Number	0000006635
Date	Feb 18, 2026
Book Page	M19809/182
Instrument	2026006635

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	738 E 28TH ST, PATERSON, NJ 07504-2012
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044871
Date	Jul 13, 2021
Book Page	M17271/219
Instrument	2021044871

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jul 1, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 29, 2019
Property Address	738 E 28TH ST, PATERSON, NJ 07504-2012
Document Number	0000018165
Book / Page	D3564 / 0294
Instrument Date	Apr 5, 2019
Instrument	2019018165
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 SANDOW CT, 8, FAIR LAWN, NJ 07410-5606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 E 28TH ST, PATERSON, NJ 07504-2012

Mortgage

Document Number	0000018167
Date	Apr 29, 2019
Book Page	M15494/0224
Instrument	2019018167

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Paterson City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Paterson City
Unified School District	Paterson City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,700 (+102.4%) Land $167,600 Building $246,100	$413,700 (+102.4%) Land $167,600 Building $246,100
2025	$10,905.00 (+4.71%)	$204,400 (-) Land $47,700 Building $156,700	$204,400 (-) Land $47,700 Building $156,700
2024	$10,414.00 (+9.76%)
2023		$204,400 Land $47,700 Building $156,700	$204,400 Land $47,700 Building $156,700
2022	$9,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 925 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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