St. Johns County property record for 738 Cypress Crossing Trl, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,804 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $699,000 (Dec 2024) |
| Tax Bill | $3,613 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 072072-0220 |
| Primary APN | 072072-0220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,804 sqft Living Area |
| Gross Area | 3,383 sqft |
| 1st Floor Area | 2,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 337 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 738 CYPRESS CROSSING TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41/98-103 MARSHALL CREEK DRI UNIT A-1 LOT 22 |
| Legal Range | 29E |
| Legal Township | 05S |
| Legal Section | 33 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT A-ONE |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Legal Unit | A-1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 20606 |
738 Cypress Crossing Trl is owned and occupied by two individuals who bought it in December 2024.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 738 CYPRESS CROSSING TRL, SAINT AUGUSTINE, FL 32095-6807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK |
| Jun 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on File |
| Deed Sale | Dec 31, 2024 · Amount on File |
| Prior Sale | Jul 10, 2024 · Amount on File |
| Deed Document Number | 2024101177 |
| Deed Book / Page | 6077 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 738 CYPRESS CROSSING TRL, SAINT AUGUSTINE, FL 32095-6807 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0059410427 |
|---|---|
| Date | May 1, 2024 |
| Book Page | 5941/427 |
| Instrument | 2024033006 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | 3905 W 49TH ST # 2, SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Oct 25, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 738 CYPRESS CROSSING TRL, SAINT AUGUSTINE, FL 32095-6807 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043851361 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 4385/1361 |
| Instrument | 2017039346 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 738 Cypress Crossing Trl was $3,613, down 47.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $571,086 | $603,615 Land $140,000 Building $463,615 | |
| 2025 | $3,613.00 (-47.42%) | ||
| 2024 | $6,871.00 (+3.01%) | ||
| 2023 | $6,670.00 (+1.57%) Homeowner's exemption | $304,444 (+3%) | $556,636 (+19.07%) Land $115,000 Building $441,636 |
| 2022 | $6,567.00 Homeowner's exemption | $295,577 | $467,484 Land $100,800 Building $366,684 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 738 Cypress Crossing Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 738 Cypress Crossing Trl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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