Montgomery County property record for 738 Cloud Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 2.25 ba · 1,450 sqft · built 1996 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,900 (Dec 1996) |
| Tax Bill | $3,592 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 88G D 26.00 |
| Primary APN | 88G D 26.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.25 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 4,268 sqft |
| 1st Floor Area | 1,450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 656 sqft |
| Porch | Open Porch |
| Porch Area | 488 sqft |
| Patio Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 738 CLOUD DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-2617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUBDIVISION: OAKVIEW RIDGE BLOCK: 4 LOT: 119 PLAT BOOK: 13 PLAT PAGE: 377 SPLIT OFF 88-117 T-97; PU PATIO, WDDK T-11; QC |
| Legal Subdivision | OAKVIEW RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 119 |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 101805 |
Source: Montgomery County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 738 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1996 · Amount on Record |
| Deed Sale | Dec 31, 1996 · Amount on Record |
| Prior Sale | May 9, 1996 · Amount on Record |
| Deed Book / Page | 612 / 2343 |
| Last Transfer Date | Apr 19, 2012 |
| Transfer Doc | 01440/1806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 738 CLOUD DR, CLARKSVILLE, TN 37043-2617 |
| Document Number | 0001259083 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 738 CLOUD DR CLARKSVILLE TN 370432617, CLARKSVILLE, TN 37043-2617 |
| Document Number | 0001259083 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 001976/002088 |
| Instrument | 1259083 |
| Name | FORTERA CU |
|---|---|
| Address | CLARKSVILLE, TN 37040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,592.00 (+1.33%) | $118,950 (-) | $475,800 (-) Land $60,000 Building $415,800 |
| 2024 | $3,545.00 (+10.4%) | $118,950 (+56.31%) | $475,800 (+56.31%) Land $60,000 Building $415,800 |
| 2023 | $3,211.00 | $76,100 (-) | |
| 2022 | $3,211.00 | $76,100 | $304,400 Land $32,500 Building $271,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cumberland Connect.
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