738 Christy Ave, Jackson, MI 49203 Property Records

Jackson County property record for 738 Christy Ave, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1920
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$106,900 (Oct 2016)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-050800000`

Property Details

APN / Parcel Number

Primary APN	`3-050800000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,338 sqft Living Area
1st Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	738 CHRISTY AVE
City	JACKSON
State	MI
Zip	49203-1671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 8 FOURTH STREET ADD
Legal Subdivision	FOURTH STREET ADD
Legal Lot Number	8
Legal Unit	8
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4012
Census Tract	900

Owner

738 Christy Ave is owned and occupied by an individual who bought it in October 2016.

Source: Jackson County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	738 CHRISTY AVE, JACKSON, MI 49203-1671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ALPENA ALCONA AREA CU
Feb 27, 2019	Loan Modification, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Feb 27, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2016 · Amount on File
Deed Sale	Oct 24, 2016 · Amount on File
Deed Document Number	20162752511
Deed Book / Page	2087 / 223
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 21, 2022
Property Address	738 CHRISTY AVE, JACKSON, MI 49203-1671
Document Number	0002904660
Book / Page	2204 / 270
Map Reference	LB 6 PG 14
Instrument Date	Jan 13, 2022
Instrument	2904660
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	738 CHRISTY AVE, JACKSON, MI 49203-1671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1016 S HIGBY ST, JACKSON, MI 49203-2832
Investor	Possibly a Property Investor

Mortgage

Document Number	0022031221
Date	Jan 21, 2022
Instrument	2203-1221

Lender

Name	ALPENA ALCONA AREA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON MI
Property Address	738 CHRISTY AVE, JACKSON, MI 49203-1671
Document Number	0002820765
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 CHRISTY AVE JACKSON MI 49203, JACKSON, MI 49203

Mortgage

Document Number	0002820765
Date	Apr 17, 2019
Book Page	002139/000877
Instrument	2820765

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	738 CHRISTY AVE, JACKSON, MI 49203-1671
Document Number	0002820766
Instrument Date	Feb 27, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CHRISTY AVE JACKSON MI 492031671, JACKSON, MI 49203-1671

Mortgage

Document Number	0002820766
Date	Apr 17, 2019
Book Page	002139/000878
Instrument	2820766

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 738 Christy Ave was $2,269 with a homeowner's exemption, down 16.9% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,100 (+10.93%)	$152,200 (+10.93%)
2025	$2,269.00 (-16.86%)	$68,600	$137,200
2024	$2,729.00
2023		$50,100	$100,200
2022	$1,718.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 738 Christy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Christy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Great Lakes High Speed, Mercury Fiber, T-Mobile.

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