738 Cheswick Ave, Concord, NC 28025 Property Records

Cabarrus County property record for 738 Cheswick Ave, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2005
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$144,500 (Mar 2006)
Tax Bill	$2,318 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045G0145.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0145.000000`
Alternative APNs	`55383880120000` `5538 37 7693` `41803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,505 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	864 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	252 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	41803
Street Address	738 CHESWICK AVE
City	CONCORD
State	NC
Zip	28025-7079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 145 BRANDON RIDGE PH 2
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	145
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5009
Census Tract	40501

Owner

738 Cheswick Ave is owned and occupied by an individual who bought it in March 2006.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	738 CHESWICK AVE, CONCORD, NC 28025-7079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Oct 12, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2006 · Amount on File
Deed Sale	Mar 14, 2006 · Amount on File
Deed Book / Page	6603 / 40
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	738 CHESWICK AVE, CONCORD, NC 28025-7079
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015923117
Date	Mar 23, 2022
Book Page	15923/117

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	738 CHESWICK AVE, CONCORD, NC 28025-7079
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1556853
Date	Oct 12, 2021
Book Page	15568/53

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	738 CHESWICK AVE, CONCORD, NC 28025-7079
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1545826
Date	Sep 1, 2021
Book Page	15458/26

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,250 Land $62,000 Building $255,250
2024			$317,250 (+62.75%) Land $62,000 Building $255,250
2023	$2,318.00	$194,930 Land $40,000 Building $154,930	$194,930 Land $40,000 Building $154,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 Cheswick Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 738 Cheswick Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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