738 Cavatina Dr, Laredo, TX 78045 Property Records

Webb County property record for 738 Cavatina Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,359 sqft · built 2022
Lot Size	0.138 acres (6,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,267 (Nov 2023)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`989-86008-120`

Property Details

APN / Parcel Number

Primary APN	`989-86008-120`
Alternative APN	`787023`

Interior

Stories	2 Stories
Building Area	3,359 sqft Living Area
Gross Area	3,777 sqft
1st Floor Area	2,059 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,010 sqft (0.138 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	360 sqft
Balcony Area	90 sqft

Location & Zoning

Street Address	738 CAVATINA DR
City	LAREDO
State	TX
Zip	78045-4282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA PAZ SUBD. BLK 8 LOT 12
Legal Subdivision	SAN ISIDRO NORTHEAST LA PAZ SUBD.
Legal Block	8
Legal Lot Number	12
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 CAVATINA DR, LAREDO, TX 78045-4282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 2, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 11, 2022	Vendor's Lien, Transfer · Construction Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	20231514442
Deed Book / Page	5555 / 694
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Recording Date	Apr 23, 2026
Property Address	738 CAVATINA DR, LAREDO, TX 78045-4282
Document Number	0001585616
Book / Page	6025 / 724
Instrument Date	Apr 13, 2026
Instrument	20261585616
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CAVATINA DR, LAREDO, TX 78045-4282

Mortgage

Document Number	0001585616,
Date	Apr 23, 2026
Book Page	6025/724
Instrument	20261585616

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 2, 2023
Property Address	738 CAVATINA DR, LAREDO, TX 78045-4282
Document Number	005555/694
Book / Page	5555 / 694
Map Reference	VOL 38 PG 57-60
Instrument Date	Nov 1, 2023
Instrument	1514442
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CAVATINA DR, LAREDO, TX 78045-4282

Mortgage

Document Number	0001514443
Date	Nov 2, 2023
Instrument	1514443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 11, 2022
Property Address	738 CAVATINA DR, LAREDO, TX 78045-4282
Document Number	005307/165
Book / Page	5307 / 165
Map Reference	VOL 38 PG 57-60
Instrument Date	Jul 6, 2022
Instrument	1473171
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 MIDDLE CREEK PKWY STE 500, 500, COLORADO SPRINGS, CO 80921-3614
Investor	Possibly a Property Investor

Mortgage

Document Number	0001473172
Date	Jul 11, 2022
Instrument	1473172

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,850 (-0.61%) Land $92,855 Building $366,995	$459,850 (-0.61%) Land $92,855 Building $366,995
2025	$2,341.00 (+2.5%) Homeowner's exemption	$462,695 (+121.39%) Land $92,855 Building $369,840	$462,695 (+121.39%) Land $92,855 Building $369,840
2024	$2,284.00 (+466.75%)
2023		$209,000 (+251.18%) Land $68,352 Building $140,648	$209,000 (+251.18%) Land $68,352 Building $140,648
2022	$403.00	$59,514 Land $59,514	$59,514 Land $59,514

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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