738 Carol Ln, Elyria, OH 44035 Property Records

Lorain County property record for 738 Carol Ln, Elyria, OH 44035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1979
Lot Size	0.252 acres (7,210 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (May 2007)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-102-179`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-102-179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,020 sqft
Basement Area	1,020 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1982
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,210 sqft (0.252 acres)
Lot Dimensions	143 ft deep x 50.3 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	738 CAROL LN
City	ELYRIA
State	OH
Zip	44035-8259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE HTS SUB 4 50.25 X 143.48 S/L 213
Legal Subdivision	CHESTNUT RIDGE HTS SUB 4
Legal Block	102
Legal Lot Number	213
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	3
Census Block	3030
Census Tract	71202

Owner

Source: Lorain County records · APN 10-00-005-102-179

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	738 CAROL LN, ELYRIA, OH 44035-8259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2007 · Amount on Record
Deed Sale	May 22, 2007 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	2007204989
Prior Transfer Date	Apr 14, 2006
Prior Transfer Doc	0000138360
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 15, 2026
Property Address	738 CAROL LN, ELYRIA, OH 44035-8259
Document Number	0000103726
Instrument Date	Jul 06, 2026
Instrument	2026103726
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CAROL LN, ELYRIA, OH 44035-8259

Mortgage

Document Number	0000103726,
Date	Jul 15, 2026
Instrument	2026103726

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	738 CAROL LN, ELYRIA, OH 44035-8259
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710813
Date	Apr 12, 2019
Instrument	2019-0710813

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 20, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	738 CAROL LN, ELYRIA, OH 44035-8259
Document Number	0000786019
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 CAROL LN ELYRIA OH 440358259, ELYRIA, OH 44035-8259

Mortgage

Document Number	0000786019
Date	Oct 29, 2020
Instrument	786019

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2035

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00 (+2.25%)	$64,510 (+%) Land $15,020 Building $49,490	$184,310 (-) Land $42,900 Building $141,410
2024	$3,151.00 (+21.43%)	$64,509 (+40.98%) Land $15,015 Building $49,494	$184,310 (+40.99%) Land $42,900 Building $141,410
2023	$2,595.00 (+0.66%)	$45,756 (-0.01%) Land $12,019 Building $33,737	$130,730 (-) Land $34,340 Building $96,390
2022	$2,578.00	$45,760 Land $12,020 Building $33,740
2021			$130,730 Land $34,340 Building $96,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 474 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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