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738 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 738 3rd Ave, Troy, NY 12182 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1877
Square Footage2,380 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$127,000 (2015)
Tax Bill$7,139.00 (2025)

Property Details

APN / Parcel Number

Primary APN381700 80.40-3-16
Alternative APN
  • 1702800

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,380 sqft Living Area
1st Floor1,190 sqft 1st Floor
2nd Floor1,190 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1877
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Lot Area6,098 sqft (0.14 acres)
Depth X Width120 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Patio Area180 sqft Patio
Porch Area380 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1702800
Street Address738 3RD AVE
CityTROY
StateNY
Zip12182-2223
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 STY FR HSE & FR GAR 337-6/628
Legal Block3
Legal Lot Number16.000
JurisdictionRENSSELAER NY
Minor Civil DivisionTROY
Census Blockgroup4
Census Block4008
Census Tract40100

Owner

Source: Rensselaer County and Troy City records · APN 381700 80.40-3-16

Assessment roll updated May 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address738 3RD AVE, TROY, NY 12182-2223
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 29, 2024Deed of Trust, Mortgage · Stand Alone Refinance
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 17, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Aug 15, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Aug 15, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
MB FIN'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 23, 2015 · Amount on Record
Deed SaleDec 23, 2015 · Amount on Record
Prior SaleJun 27, 2002 · Amount on Record
Deed Book / Page7689 / 130
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address738 3RD AVE, TROY, NY 12182-2223
Transaction TypeMortgage
Record UpdatedMar 19, 2024
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106130034
DateFeb 29, 2024
Book Page10613/34
Instrument2024-638817
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address738 3RD AVE, TROY, NY 12182-2223
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0101550186
DateAug 17, 2022
Book Page10155/186
Instrument2022-615580
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address738 3RD AVE, TROY, NY 12182-2223
Document Number0000556562
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 18, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 3RD AVE TROY NY 121822223, TROY, NY 12182-2223

Mortgage

Document Number0000556562
DateSep 05, 2019
Book Page008933/000325
Instrument556562
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRENSSELAER NY
Property Address738 3RD AVE, TROY, NY 12182-2223
Document Number0000556563
Instrument DateAug 15, 2019
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address738 3RD AVE TROY NY 121822223, TROY, NY 12182-2223

Mortgage

Document Number0000556563
DateSep 05, 2019
Book Page008933/000332
Instrument556563
Lender
NameMB FIN'L BK
TypeBank
AddressWILMINGTON, OH 45177
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 04, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,139.00 (+31.79%)$99,000 (-) Land $14,000 Building $85,000$169,500 (+19.87%) Land $23,970 Building $145,530
2023$99,000 (-) Land $14,000 Building $85,000$141,400 (+8.55%) Land $19,996 Building $121,404
2022$5,417.00$99,000 Land $14,000 Building $85,000$130,263 Land $18,421 Building $111,842

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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