738 3rd Ave, Pontiac, MI 48340 Property Records

Oakland County property record for 738 3rd Ave, Pontiac, MI 48340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1944
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$64,500 (Jun 2019)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-16-428-005`

Property Details

APN / Parcel Number

Primary APN	`64-14-16-428-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	976 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	738 3RD AVE
City	PONTIAC
State	MI
Zip	48340-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 16 JOSLYN GARDEN'S SUB E 1/2 OF LOT 232, ALSO ALL OF LOT 233
Legal Range	10E
Legal Township	03N
Legal Section	16
Legal Subdivision	JOSLYN GARDEN'S
Legal Lot Number	232-233
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2005
Census Tract	141400

Owner

738 3rd Ave is owned by two individuals who bought it in June 2019.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1119 YALE DR, OXFORD, MI 48371-5974
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 31, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Prior Sale	Jun 28, 2011 · Amount on File
Deed Document Number	201989337
Deed Book / Page	52908 / 278
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	0000126628
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	738 3RD AVE, PONTIAC, MI 48340-2012
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1119 YALE DR, OXFORD, MI 48371-5974

Mortgage

Document Number	0000256318
Date	Nov 9, 2021
Book Page	57072/41
Instrument	256318

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 10, 2019
Property Address	738 3RD AVE, PONTIAC, MI 48340-2012
Document Number	0000089337
Book / Page	52908 / 00278
Map Reference	LB 27 PG 23
Instrument Date	May 30, 2019
Instrument	89337
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	SPEEDY T&E SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	738 3RD AVE, 738, PONTIAC, MI 48340-2012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	738 3RD AVE, PONTIAC, MI 48340-2012

Mortgage

Document Number	0000089338
Date	Jun 10, 2019
Instrument	89338

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 31, 2018
Property Address	738 3RD AVE, PONTIAC, MI 48340-2012
Document Number	0000126628
Book / Page	052045 / 000074
Instrument Date	Jun 10, 2011
Instrument	126628
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2946 JAMES RD AUBURN HILLS MI 483262112, AUBURN HILLS, MI 48326-2112

Tax Assessment & Valuation

The 2025 property tax bill for 738 3rd Ave was $1,580, down 4.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (-4.88%)	$43,330	$86,660
2024	$1,661.00
2023		$34,580	$69,160
2021	$1,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 738 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 738 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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