Delta County property record for 738 1575 Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,800 sqft · built 2019 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (May 2024) |
| Tax Bill | $1,764 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Apr 2020 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R013945 |
| Primary APN | R013945 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,800 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R013945 |
|---|---|
| Street Address | 738 1575 RD |
| City | DELTA |
| State | CO |
| Zip | 81416-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 738 1575 RD DELTA 81416 S: 12 T: 15S R: 96W TOTAL AC 1+- SEC 12 T15S R96W 6PM PT E2NW4SE4 S 12 BK 255 PG 419 BK 402 PG 192 BK 513 PG 564 BK 678 PGS 662 & 663 & 664 ANNEX INCLUSION R-623835 R666360-DC R666361-BE R673830-DC R-706988 R-709573 SJ R753025 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 964800 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 20, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 16, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Mar 20, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Nov 2, 2018 | Warranty Deed, Construction Loan · Construction Mortgage NUVISTA FCU |
| May 7, 2013 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on Record |
| Deed Sale | May 16, 2024 · Amount on Record |
| Prior Sale | Nov 2, 2018 · Amount on Record |
| Deed Document Number | 2024753025 |
| Prior Transfer Date | Mar 19, 2019 |
| Prior Transfer Doc | 0000709573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000701576 |
|---|---|
| Date | Feb 20, 2018 |
| Instrument | 701576 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000718325 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 718325 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 16, 2024 |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000753025 |
| Instrument Date | May 15, 2024 |
| Instrument | 753025 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000753026 |
|---|---|
| Date | May 16, 2024 |
| Instrument | 753026 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Mar 20, 2019 |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000709573 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 709573 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000709574 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 709574 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 2, 2018 |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000706988 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 706988 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000707041 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 707041 |
| Name | NUVISTA FCU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 7, 2013 |
| Property Address | 738 1575 RD, DELTA, CO 81416-3246 |
| Document Number | 0000666361 |
| Instrument Date | May 6, 2013 |
| Instrument | 666361 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4215 COUNTY ROAD 514, IGNACIO, CO 81137-9514 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,764.00 (+3.16%) | $25,927 (+0.33%) Land $5,469 Building $20,458 | $414,822 (+7.55%) Land $87,500 Building $327,322 |
| 2024 | $1,710.00 (+3.95%) | $25,841 (-) Land $2,932 Building $22,909 | |
| 2023 | $1,645.00 (+8.44%) | $25,841 (+9.93%) Land $2,932 Building $22,909 | $385,690 (+14.03%) Land $43,760 Building $341,930 |
| 2022 | $1,517.00 | $23,507 Land $3,962 Building $19,545 | $338,228 Land $57,000 Building $281,228 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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