7378 Founders Mill Way E, Gloucester, VA 23061 Property Records

Gloucester County property record for 7378 Founders Mill Way E, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,277 sqft · built 1999
Lot Size	0.689 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Apr 1999)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`27803`

Property Details

APN / Parcel Number

Primary APN	`27803`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,277 sqft Living Area
Gross Area	2,070 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.689 acres)
Garage Area	2,314 sqft
Pool Type	Above-Ground Pool
Porch	Open Porch
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7378 FOUNDERS MILL WAY E
City	GLOUCESTER
State	VA
Zip	23061-5283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	FOUNDERS MILL SEC III LOT 169
Legal Subdivision	PLAT: PB23 582A582B
Legal Lot Number	169
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2021
Census Tract	100201

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7378 FOUNDERS MILL WAY E, GLOUCESTER, VA 23061-5283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1999 · Amount on Record
Deed Sale	Apr 16, 1999 · Amount on Record
Deed Document Number	ID 992764
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7378 FOUNDERS MILL WAY E, GLOUCESTER, VA 23061-5283
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FORT SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003824
Date	May 26, 2021
Instrument	210003824

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+5.34%)	$411,130 (-) Land $59,570 Building $351,560	$411,130 (-) Land $59,570 Building $351,560
2024	$2,396.00	$411,130 (-) Land $59,570 Building $351,560	$411,130 (-) Land $59,570 Building $351,560
2023	$2,396.00 (-0.33%)	$411,130 (+23.94%) Land $59,570 Building $351,560	$411,130 (+23.94%) Land $59,570 Building $351,560
2022	$2,404.00	$331,710 Land $58,940 Building $272,770	$331,710 Land $58,940 Building $272,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20