7376 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 7376 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 2015
Lot Size	19.9 acres (866,844 sqft)
Owner	Individual Name on Record
Last Sale	$636,000 (May 2026)
Tax Bill	$2,039 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1778297092`

Property Details

APN / Parcel Number

Primary APN	`1778297092`
Alternative APN	`53953`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	915 sqft
Flooring	Wood

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	866,844 sqft (19.9 acres)
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7376 NC 181
City	MORGANTON
State	NC
Zip	28655-8559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	7376 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1044
Census Tract	20203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7376 NC 181, MORGANTON, NC 28655-8559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	202626004758
Deed Book / Page	2874 / 773
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	0022030147
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 26, 2026
Property Address	7376 NC 181, MORGANTON, NC 28655-8559
Document Number	0026004758
Book / Page	2874 / 773
Instrument Date	May 26, 2026
Instrument	202626004758
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,472.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7376 NC 181, MORGANTON, NC 28655-8559

Mortgage

Document Number	0000004759,
Date	May 26, 2026
Instrument	20264759

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Oct 4, 2019
Property Address	7376 NC 181, MORGANTON, NC 28655-8559
Document Number	0024280186
Book / Page	002428 / 000186
Instrument Date	Sep 23, 2019
Instrument	32950
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	112 HOLSTEIN LN KINGS MOUNTAIN NC 280868481, KINGS MOUNTAIN, NC 28086-8481

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,039.00 (+0.25%)	$305,951 (-) Land $89,824 Building $216,127	$305,951 (-) Land $89,824 Building $216,127
2025	$2,034.00 (-0.59%)	$305,951 (-) Land $89,824 Building $216,127	$305,951 (-) Land $89,824 Building $216,127
2023	$2,046.00	$305,951 Land $89,824 Building $216,127	$305,951 Land $89,824 Building $216,127

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	17 (2018–2024)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 95% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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