Lake County property record for 7374 S Chestnut Commons Dr, Mentor, OH 44060
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,240 sqft · built 1979 |
| Lot Size | 0.219 acres (9,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2022) |
| Tax Bill | $1,872 (2024) |
| Deeds & Mortgages | Jul 2022 Line of Credit Nov 2025 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-C-080-N-00-008-0 |
| Primary APN | 16-C-080-N-00-008-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Game Room | Game Room |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,556 sqft |
| Garage Type | Detached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 46 |
|---|---|
| Street Address | 7374 S CHESTNUT COMMONS DR |
| City | MENTOR |
| State | OH |
| Zip | 44060-3526 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 8 TRACT 13 |
| Legal Subdivision | CHESTNUT COMMONS CONDOMINIUM |
| Legal Tract | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | MENTOR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 202901 |
7374 S Chestnut Commons Dr, a condominium, is owned and occupied by an individual who bought it in February 2022.
Source: Lake County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 12, 2025 | Transfer on Death Deed, Transfer |
| Mar 16, 2023 | Transfer on Death Deed, Transfer |
| Feb 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage SMARTFI HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 2022 · Amount on File |
| Deed Sale | Feb 17, 2022 · Amount on File |
| Deed Document Number | 470339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Number | 0000019684 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022R019684 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 24, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 12, 2025 |
| Property Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Number | 0000025399 |
| Map Reference | VOL X PG 41-41E |
| Instrument Date | Nov 11, 2025 |
| Instrument | 2025R025399 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 16, 2023 |
| Property Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Number | 0000004648 |
| Map Reference | VOL X PG 41 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023R004648 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 17, 2022 |
| Property Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Number | 0000005199 |
| Map Reference | VOL 851 PG 321 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2022R005199 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7374 S CHESTNUT COMMONS DR, MENTOR, OH 44060-3526 |
| Document Number | 0000005200 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022R005200 |
| Name | SMARTFI HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Lake County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Mentor City |
| Unified School District | Mentor Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,872.00 (-51.94%) Homeowner's exemption | $48,910 (+30.46%) Land $7,060 Building $41,850 | $139,740 Land $20,160 Building $119,580 |
| 2023 | $3,895.00 (+194.41%) Homeowner's exemption | $37,490 (-) Land $6,370 Building $31,120 | |
| 2022 | $1,323.00 Homeowner's exemption Senior Citizen's exemption | $37,490 Land $6,370 Building $31,120 | |
| 2021 | $107,120 Land $18,200 Building $88,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7374 S Chestnut Commons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7374 S Chestnut Commons Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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