7374 Old Cuba Rd, Spencer, IN 47460 Property Records

Owen County property record for 7374 Old Cuba Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 1,920 sqft · built 1997
Lot Size	9.14 acres (398,138 sqft)
Owner	Individual Name on Record
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Apr 2022 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-06-13-100-100.000-024`

Property Details

APN / Parcel Number

Primary APN	`60-06-13-100-100.000-024`
Alternative APN	`00001014940`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	398,138 sqft (9.14 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001014940
Street Address	7374 OLD CUBA RD
City	SPENCER
State	IN
Zip	47460-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE S13 T11 R4 9.14A AKA RATTLESNAKE RIDGE TRACT 10
Legal Range	4
Legal Township	11
Legal Section	13
Legal Tract	10
Jurisdiction	OWEN IN
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2018
Census Tract	955600

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7374 OLD CUBA RD, SPENCER, IN 47460-5540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage AMCAP MORTGAGE LTD
May 30, 2017	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 7, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2017
Transfer Doc	209121
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7374 OLD CUBA RD, SPENCER, IN 47460-5540
Transaction Type	Mortgage
Record Updated	Apr 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228777
Date	Apr 4, 2022
Instrument	228777

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	7374 OLD CUBA RD, SPENCER, IN 47460-5540
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	209027
Date	May 30, 2017
Instrument	209027

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OWEN IN
Recording Date	Jun 7, 2017
Property Address	7374 OLD CUBA RD, SPENCER, IN 47460-5540
Document Number	209121
Instrument Date	May 22, 2017
Instrument	209121
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7374 OLD CUBA RD, SPENCER, IN 47460-5540

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Montgomery Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (-4.1%) Homeowner's exemption	$319,400 (+17.9%) Land $74,700 Building $244,700	$319,400 (+17.9%) Land $74,700 Building $244,700
2024	$2,197.00 (+5.12%)
2023	$2,090.00 (+10.76%)	$270,900 Land $56,700 Building $214,200	$270,900 Land $56,700 Building $214,200
2022	$1,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Endeavor Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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