Clay County property record for 737 W 6th St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $3,224 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-216-067 |
| Primary APN | 10-26-216-067 |
|---|
| Street Address | 737 W 6TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-1141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SIDE SCHOOL ADDN LOTS 26 & 27 |
| Legal Subdivision | WEST SIDE SCHOOL ADDITION |
| Legal Lot Number | 26-27 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 972100 |
737 W 6th St is owned and occupied by two individuals.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 737 W 6TH ST, FLORA, IL 62839-1141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK |
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY PARTNERS SAV BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jul 16, 2026 |
| Property Address | 737 W 6TH ST, FLORA, IL 62839-1141 |
| Document Number | 0000001317 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 20261317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 737 W 6TH ST, FLORA, IL 62839-1141 |
| Document Number | 0000001317, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20261317 |
| Name | COMMUNITY SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 737 W 6TH ST, FLORA, IL 62839-1141 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000199349 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 199349 |
| Name | COMMUNITY PARTNERS SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 737 W 6th St was $3,224 with a homeowner's exemption, up 57.4% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,224.00 (+57.42%) Homeowner's exemption | $58,045 Land $5,544 Building $52,501 | $174,135 Land $16,632 Building $157,503 |
| 2024 | $2,048.00 | ||
| 2022 | $1,934.00 (+9.95%) Homeowner's exemption | $43,963 Land $4,182 Building $39,781 | $131,889 Land $12,546 Building $119,343 |
| 2021 | $1,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 737 W 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 737 W 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures