737 Trio Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 737 Trio Ct, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,646 sqft · built 1977
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$210,500 (Oct 2022)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0050-0375-00`

Property Details

APN / Parcel Number

Primary APN	`540-0050-0375-00`
Alternative APN	`0059307`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Gross Area	2,725 sqft
1st Floor Area	848 sqft
2nd Floor Area	798 sqft
Basement Area	575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	100 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	737 TRIO CT
City	CINCINNATI
State	OH
Zip	45238-4825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	TRIO CT 82.96 X 100 IRR LOT 35 LAKEWOOD VILLAGE SUB BLK B
Legal Subdivision	LAKEWOOD VILLAGE SUB
Legal Block	B
Legal Lot Number	35
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1004
Census Tract	21401

Owner

737 Trio Ct is owned and occupied by two individuals who bought it in October 2022.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	737 TRIO CT, CINCINNATI, OH 45238-4825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Oct 25, 2022	Survivorship Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2022 · Amount on File
Deed Sale	Oct 25, 2022 · Amount on File
Prior Sale	Mar 2, 2001 · Amount on File
Deed Document Number	2022100651
Deed Book / Page	14780 / 1898
Prior Transfer Date	Oct 13, 2000
Prior Transfer Doc	0084020276
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	737 TRIO CT, CINCINNATI, OH 45238-4825
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000565
Date	Oct 3, 2017
Instrument	17-0090565

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

October 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 25, 2022
Property Address	737 TRIO CT, CINCINNATI, OH 45238-4825
Document Number	0000100651
Book / Page	14780 / 1898
Map Reference	MB 207 PG 90
Instrument Date	Oct 24, 2022
Instrument	2022-0100651
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	737 TRIO CT, CINCINNATI, OH 45238-4825

Mortgage

Document Number	0000100652
Date	Oct 25, 2022
Instrument	2022-0100652

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	737 TRIO CT, CINCINNATI, OH 45238-4825
Document Number	0000039381
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 TRIO CT CINCINNATI OH 452384825, CINCINNATI, OH 45238-4825

Mortgage

Document Number	0000039381
Date	May 9, 2018
Book Page	013664/001982
Instrument	39381

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 8, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 737 Trio Ct was $4,372, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (+2.51%)	$73,675 (-) Land $11,095 Building $62,580	$210,500 Land $31,700 Building $178,800
2024	$4,265.00 (-0.3%)	$73,675 (-) Land $11,095 Building $62,580
2023	$4,278.00 (+8.97%)	$73,675 (+22.5%) Land $11,095 Building $62,580	$210,500 Land $31,700 Building $178,800
2022	$3,926.00 Homeowner's exemption	$60,141 Land $9,905 Building $50,236
2020			$171,830 Land $28,300 Building $143,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 737 Trio Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Trio Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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