St. Charles County property record for 737 Starlight Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,501 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,900 (Oct 2021) |
| Tax Bill | $3,668 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A963000571 |
| Primary APN | A963000571 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,501 sqft Living Area |
| Gross Area | 3,234 sqft |
| 1st Floor Area | 1,446 sqft |
| Basement Area | 1,408 sqft |
| Finished Basement | 1,055 sqft |
| Unfinished Basement | 353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A963000571 |
|---|---|
| Street Address | 737 STARLIGHT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | REDDINGTON OAKS #1 LOT 169 |
| Legal Subdivision | REDDINGTON OAKS #1 |
| Legal Lot Number | 169 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 311149 |
737 Starlight Dr is owned and occupied by two individuals who bought it in October 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 737 STARLIGHT DR, SAINT CHARLES, MO 63304-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Oct 4, 2021 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2021 · Amount on File |
| Deed Sale | Oct 4, 2021 · Amount on File |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Document Number | 202182435 |
| Prior Transfer Date | Feb 21, 2001 |
| Prior Transfer Doc | 0000015886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 737 STARLIGHT DR, SAINT CHARLES, MO 63304-6835 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1044 MAIN ST, KANSAS CITY, MO 64105-2157 |
| Document Number | 0000013602 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026R-013602 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 4, 2021 |
| Property Address | 737 STARLIGHT DR, SAINT CHARLES, MO 63304-6835 |
| Document Number | 2021R082435 |
| Map Reference | MB 32 PG 290 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021R-082435 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 901 E SAINT LOUIS ST # ST10TH, 901, SPRINGFIELD, MO 65806-2523 |
| Name | Verified Name |
|---|---|
| Address | 737 STARLIGHT DR, SAINT CHARLES, MO 63304-6835 |
| Document Number | 2021R082436 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021R-082436 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 737 Starlight Dr was $3,668, up 9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,797 (-) | $325,246 (-) Land $70,000 Building $255,246 | |
| 2025 | $3,668.00 (+9.04%) | $61,797 | $325,246 Land $70,000 Building $255,246 |
| 2024 | $3,364.00 | ||
| 2023 | $56,275 | ||
| 2022 | $296,186 Land $55,000 Building $241,186 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 737 Starlight Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 737 Starlight Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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