737 Main St, Torrington, CT 06790 Property Records

Torrington City property record for 737 Main St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 1930
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$185,220 (May 2023)
Tax Bill	$6,069 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2024 Mortgage + 1 more
APN	`12321`

Property Details

APN / Parcel Number

Primary APN	`12321`
Alternative APNs	`TORR M:119 B:007 L:007` `012321`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,885 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12321
Street Address	737 MAIN ST
City	TORRINGTON
State	CT
Zip	06790-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	7
Legal Lot Number	7
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310700

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	737 MAIN ST, TORRINGTON, CT 06790-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Dec 31, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 15, 2023	Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Jan 11, 2011 · Amount on Record
Deed Document Number	2023484227
Deed Book / Page	1389 / 586
Transfer Doc	1084-232
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Jun 15, 2026
Property Address	737 MAIN ST, TORRINGTON, CT 06790-3604
Document Number	0000510676
Book / Page	1463 / 444
Instrument Date	Jun 8, 2026
Instrument	2026510676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 MAIN ST, TORRINGTON, CT 06790-3604

Mortgage

Document Number	0000510676,
Date	Jun 15, 2026
Book Page	1463/444
Instrument	2026510676

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2055

Interest

Rate	6.37%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	737 MAIN ST, TORRINGTON, CT 06790-3604
Transaction Type	Mortgage
Record Updated	Jan 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001428-59
Date	Dec 31, 2024
Book Page	1428/59
Instrument	2024-497387

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	May 15, 2023
Property Address	737 MAIN ST, TORRINGTON, CT 06790-3604
Document Number	001389-586
Book / Page	1389 / 586
Instrument Date	May 12, 2023
Instrument	2023-484227
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 ALBERT ST, TORRINGTON, CT 06790-6401

Mortgage

Document Number	2023484228
Date	May 15, 2023
Instrument	2023-484228

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,069.00 (-12.98%)	$181,370 (-) Land $19,950 Building $161,420	$276,300 (+117.63%)
2025	$6,974.00	$181,370 (+123.91%) Land $19,950 Building $161,420	$126,959 Land $13,965 Building $112,994
2024	$6,974.00 (+79.51%)
2023	$3,885.00 (+1.75%)	$81,000 (-) Land $19,950 Building $61,050
2022	$3,818.00	$81,000 Land $19,950 Building $61,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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