737 Hemlock Dr, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 737 Hemlock Dr, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details2,568 sqft · built 1954
Lot Size1.26 acres (54,899 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jan 2023)
Tax Bill$23,108 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Sep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN44-00901-0000-00004

Property Details

APN / Parcel Number

Primary APN44-00901-0000-00004
Alternative APNs
  • 440090100004
  • 173100

Interior

Stories1 Story
Building Area2,568 sqft Living Area
1st Floor Area2,568 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Lot Area54,899 sqft
Lot Dimensions225 ft deep x 244 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number173100
Street Address737 HEMLOCK DR
CityORADELL
StateNJ
Zip07649-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description244X225
Legal SubdivisionLOZIER PARK
Legal Block901
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group2
Census Block2001
Census Tract40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address737 HEMLOCK DR, ORADELL, NJ 07649-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed, Transfer · Conventional Mortgage
PNC BANK NA
Sep 17, 2021Deed of Trust, Mortgage · Line of Credit
BOGOTA SLA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleOct 30, 1995 · Amount on Record
Deed Document Number20234196
Deed Book / Page4906 / 364
Prior Transfer DateApr 18, 2016
Prior Transfer Doc0022482145
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 13, 2023
Property Address737 HEMLOCK DR, ORADELL, NJ 07649-1241
Document Number0049060364
Book / Page4906 / 364
Instrument DateNov 28, 2022
Instrument2023004196
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyREPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,067.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 OCEAN PARK AVE, BRADLEY BEACH, NJ 07720-1415

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 HEMLOCK DR, ORADELL, NJ 07649-1241

Mortgage

Document Number2023004197
DateJan 13, 2023
Instrument2023004197
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJan 1, 2030
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.2%
IndexOther
Margin3
Max Rate10.2%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address737 HEMLOCK DR, ORADELL, NJ 07649-1241
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address737 HEMLOCK DR, ORADELL, NJ 07649-1241

Mortgage

Document Number0043810687
DateSep 17, 2021
Book Page4381/687
Instrument2021146615
Lender
NameBOGOTA SLA
TypeBank
AddressTEANECK, NJ 07666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,107,800 (+10.02%) Land $656,700 Building $451,100$1,107,800 (+10.02%) Land $656,700 Building $451,100
2025$23,108.00 (+4.99%)$1,006,900 (+25.07%) Land $566,900 Building $440,000$1,006,900 (+25.07%) Land $566,900 Building $440,000
2024$22,010.00 (+6.89%)
2023$805,100 Land $416,200 Building $388,900$805,100 Land $416,200 Building $388,900
2022$20,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1979–2021)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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