737 Flowers St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 737 Flowers St, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,028 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Dec 2021)
Tax Bill	$7,734 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288108-3160`

Property Details

APN / Parcel Number

Primary APN	`288108-3160`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,028 sqft Living Area
Gross Area	3,490 sqft
1st Floor Area	1,528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	92 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	737 FLOWERS ST
City	SAINT AUGUSTINE
State	FL
Zip	32092-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56/45-54 SAINT JOHNS SIX MILE CREEK WEST UNIT 3B LOT 316 OR5447/1194
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	SAINT JOHNS SIX MILE CREEK WEST UNIT 3B
Legal Block	1
Legal Lot Number	316
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20905

Owner

Source: St. Johns County records · APN 288108-3160

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 04, 2020	Loan Modification, Mortgage · Conventional with PMI AMERIS BK
Mar 09, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Mar 09, 2018 · Amount on Record
Deed Document Number	2021136519
Deed Book / Page	5447 / 1194
Prior Transfer Date	Apr 28, 2016
Prior Transfer Doc	0041810264
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 17, 2021
Property Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458
Document Number	0054471194
Book / Page	5447 / 1194
Map Reference	MB 56 PG 45-54
Instrument Date	Dec 10, 2021
Instrument	2021136519
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WINCHESTER CT, 107, PRATTVILLE, AL 36067-3841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458

Mortgage

Document Number	0054471196
Date	Dec 17, 2021
Instrument	5447/1196

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458
Document Number	0049831415
Instrument Date	May 04, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2003 REGENT RD PRATTVILLE AL 360667420, PRATTVILLE, AL 36066-7420

Mortgage

Document Number	0049831415
Date	Jul 07, 2020
Book Page	004983/001415
Instrument	54237

Lender

Name	AMERIS BK
Type	Bank
Address	LAKE ZURICH, IL 60047

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 06, 2060

Interest

Rate	3.75%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 09, 2018
Property Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458
Document Number	0045140086
Book / Page	4514 / 0086
Map Reference	MB56 PG45-54
Instrument Date	Mar 09, 2018
Instrument	2018015840
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	FL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 FLOWERS ST, SAINT AUGUSTINE, FL 32092-2458

Mortgage

Document Number	2018015841
Date	Mar 09, 2018
Instrument	2018015841

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,092 (-2.53%) Land $85,000 Building $316,092	$401,092 (-3.37%) Land $85,000 Building $316,092
2025	$7,734.00 (+9.64%) Homeowner's exemption	$411,496 (+5.99%)	$415,064 (-3.26%) Land $90,000 Building $325,064
2024	$7,054.00 (+1.91%)
2023	$6,922.00 (+2.7%) Homeowner's exemption	$388,251 (+3%)	$429,056 (+6.04%) Land $100,000 Building $329,056
2022	$6,740.00 Homeowner's exemption	$376,943	$404,634 Land $75,040 Building $329,594

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 84 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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