737 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 737 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,116 sqft · built 2003
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Owner Names on File
Last Sale	$182,600 (Jun 2003)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`84820`

Property Details

APN / Parcel Number

Primary APN	`84820`
Alternative APN	`142630002800010370`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,116 sqft Heated Area
Gross Area	3,134 sqft
1st Floor Area	2,116 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Finished
Garage Area	599 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	419 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	84820
Street Address	737 CHAMBERLIN TRL
City	SAINT CLOUD
State	FL
Zip	34772-7396
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN LAKES PB 13 PG 93-95 LOT 37
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	INDIAN LAKES
Legal Tract	28
Legal Block	1
Legal Lot Number	37
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1025
Census Tract	43303

Owner

Source: Osceola County records · APN 84820

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	737 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2003 · Amount on Record
Deed Sale	Jun 24, 2003 · Amount on Record
Deed Document Number	0227802429
Deed Book / Page	02278 / 02429
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	737 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7396

Mortgage

Document Number	0058611168
Date	Dec 30, 2020
Book Page	5861/1168
Instrument	2020177083

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (+6.82%) Homeowner's exemption	$174,229 (+5.99%)	$362,400 (-4.66%) Land $78,000 Building $284,400
2023	$2,201.00 (+3.97%) Homeowner's exemption	$164,388 (+3%)	$380,100 (+23.93%) Land $60,000 Building $320,100
2022	$2,117.00 Homeowner's exemption	$159,600	$306,700 Land $55,000 Building $251,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 133 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force 115 of 133 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.