737 Carlow Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 737 Carlow Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,331 sqft · built 1958
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$398,500 (Jul 2026)
Tax Bill	$8,049 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`481-090-18-00`

Property Details

APN / Parcel Number

Primary APN	`481-090-18-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,331 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	9,200 sqft (0.211 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	737 CARLOW CT
City	EL CAJON
State	CA
Zip	92020-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 23 TR 002989
Legal Subdivision	CARLOW HEIGHTS
Legal Tract	002989
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3016
Census Tract	16201

Owner

737 Carlow Ct is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jul 16, 2026	Grant Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 30, 2021	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Mar 13, 2019	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Feb 15, 2019	Grant Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Sep 30, 2021
Deed Document Number	2026202908
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0000686373
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2026
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000221259
Instrument Date	Jul 13, 2026
Instrument	2026221259
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2609 ELYSSEE ST, SAN DIEGO, CA 92123-3439

Mortgage

Document Number	0000221259,
Date	Jul 31, 2026
Instrument	2026221259

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	303 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2026
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000202908
Instrument Date	May 13, 2026
Instrument	2026202908
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,273.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 CARLOW CT, EL CAJON, CA 92020-2011

Mortgage

Document Number	0000202909,
Date	Jul 16, 2026
Instrument	2026202909

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	303 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2021
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000686373
Map Reference	MAP 2989
Instrument Date	Sep 24, 2021
Instrument	2021-0686373
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	737 CARLOW CT, EL CAJON, CA 92020-2011

Mortgage

Document Number	0000686374
Date	Sep 30, 2021
Instrument	2021-0686374

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000054178
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	737 CARLOW CT EL CAJON CA 920202011, EL CAJON, CA 92020-2011

Mortgage

Document Number	0000054178
Date	Feb 3, 2020
Instrument	54178

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

March 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2019
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000089272
Instrument Date	Mar 6, 2019
Instrument	89272
Record Updated	Mar 20, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	737 CARLOW CT EL CAJON CA 920202011, EL CAJON, CA 92020-2011

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2019
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000056129
Map Reference	MAP 2989
Instrument Date	Feb 1, 2019
Instrument	2019-0056129
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	737 CARLOW CT, EL CAJON, CA 92020-2011

Mortgage

Document Number	0000056130
Date	Feb 15, 2019
Instrument	2019-0056130

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 10, 2018
Property Address	737 CARLOW CT, EL CAJON, CA 92020-2011
Document Number	0000505850
Instrument Date	Nov 14, 2018
Instrument	505850
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	737 CARLOW CT EL CAJON CA 920202011, EL CAJON, CA 92020-2011

Tax Assessment & Valuation

The 2025 property tax bill for 737 Carlow Ct was $8,049, up 2.9% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,489 (+2%) Land $312,182 Building $319,307
2025	$8,049.00 (+2.93%)	$619,108 Land $306,061 Building $313,047
2024	$7,820.00 (+7.65%)
2023	$7,264.00 (-3.8%)	$595,069 Land $294,177 Building $300,892
2022	$7,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 737 Carlow Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 Carlow Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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