Orange County property record for 737 Canopy Estates Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,320 sqft · built 2017 |
| Lot Size | 0.202 acres (8,814 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,250,000 (Feb 2024) |
| Tax Bill | $18,610 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-22-27-1100-00-200 |
| Primary APN | 35-22-27-1100-00-200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,320 sqft Living Area |
| Gross Area | 4,717 sqft |
| 1st Floor Area | 1,599 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,814 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 687 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 326 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 737 CANOPY ESTATES DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | CANOPY OAKS PHASE 1 88/96 LOT 20 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 35 |
| Legal Subdivision | CANOPY OAKS PH 1 |
| Legal Phase | 1 |
| Legal Tract | 1100 |
| Legal Lot Number | 20 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 17118 |
737 Canopy Estates Dr is owned and occupied by two individuals who bought it in February 2024.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage APCI FCU |
| Feb 7, 2024 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Dec 5, 2017 | Special Warranty Deed, Subdivision Related Transfer · ARM CROSSCOUNTRY MORTGAGE INC |
| Dec 5, 2017 | Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2024 · Amount on File |
| Deed Sale | Feb 7, 2024 · Amount on File |
| Prior Sale | Dec 5, 2017 · Amount on File |
| Deed Document Number | 202475574 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000058025 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 20260058025 |
| Name | APCI FCU |
|---|---|
| Type | Credit Union |
| Address | LEHIGH VALLEY, PA 18002 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 28, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 7, 2024 |
| Property Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000075574 |
| Map Reference | MB 88 PG 96-100 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 20240075574 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1250 RICHMOND RD, WINTER PARK, FL 32789-5059 |
| Name | Verified Name |
|---|---|
| Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000075575 |
|---|---|
| Date | Feb 7, 2024 |
| Instrument | 20240075575 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000207933 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 20220207933 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000659780 |
| Map Reference | MB 88 PG 96-100 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 20170659780 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NETWORK CLOSING SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,684.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1950 E IRLO BRONSON MEMORIAL HWY # 200, 1950, KISSIMMEE, FL 34744-5394 |
| Name | Verified Name |
|---|---|
| Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000659781 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 20170659781 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.92% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.92% |
| Max Rate At Change | 11.9% |
| Index | 1-Year LIBOR |
| Max Rate | 11.9% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 737 CANOPY ESTATES DR, WINTER GARDEN, FL 34787-5096 |
| Document Number | 0000659779 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 659779 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1950 E IRLO BRONSON MEMORIAL HWY #H KISSIMMEE FL 347445394, H, KISSIMMEE, FL 34744-5394 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 737 Canopy Estates Dr was $18,610, up 58.8% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,167,190 (-1.31%) Land $175,000 Building $992,190 | $1,167,190 (-1.31%) Land $175,000 Building $992,190 | |
| 2025 | $18,610.00 (+58.76%) Homeowner's exemption | $1,182,720 Land $175,000 Building $1,007,720 | $1,182,720 Land $175,000 Building $1,007,720 |
| 2024 | $11,722.00 (+3.45%) | ||
| 2023 | $11,331.00 (+2.78%) Homeowner's exemption | $752,140 (+3%) | $1,056,601 (+26.68%) Land $175,000 Building $881,601 |
| 2022 | $11,024.00 Homeowner's exemption | $730,233 | $834,059 Land $150,000 Building $684,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 737 Canopy Estates Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 737 Canopy Estates Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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