737 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 737 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Duplex
Details	4 bd · 1.5 ba · 1,941 sqft · built 1885
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Aug 2025)
Tax Bill	$4,194 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0231`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0231`
Alternative APNs	`8390831` `252846`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,941 sqft Living Area
1st Floor Area	897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	252846
Street Address	737 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LYMAN DAYTON ADDITION LOT 3 BLK 20
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	20
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	34400

Owner

Source: Ramsey County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit CITY & COUNTY CU
May 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 6, 2025	Warranty Deed, Transfer · VA Mortgage USAA FSB
Aug 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK
May 28, 2019	Warranty Deed, Transfer · Conventional with PMI BELL BK
Jul 12, 2017	Deed of Trust, Mortgage · Conventional with PMI JAMES OLSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2025 · Amount on Record
Deed Sale	Aug 6, 2025 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	20252799323
Last Transfer Date	May 4, 2026
Transfer Doc	0002815157
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05009455
Date	Nov 28, 2023
Instrument	A05009455

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	May 4, 2026
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0002815157
Instrument Date	May 4, 2026
Instrument	20262815157
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 5TH ST E, SAINT PAUL, MN 55106-5114

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 6, 2025
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0T02799323
Instrument Date	Jul 24, 2025
Instrument	T02799323
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 EAST AVE, SAINT PAUL, MN 55115

Mortgage

Document Number	0T02799324
Date	Aug 6, 2025
Instrument	T02799324

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Aug 3, 2021
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0T02707898
Instrument Date	Jul 14, 2021
Instrument	T02707898
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	RESULTS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	737 5TH ST E, SAINT PAUL, MN 55106-5114

Mortgage

Document Number	0T02707899
Date	Aug 3, 2021
Instrument	T02707899

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 28, 2019
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0002639607
Instrument Date	May 17, 2019
Instrument	2639607
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$809.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 STH ST E ST PAUL MN 55106, ST PAUL, MN 55106

Mortgage

Document Number	2639608
Date	May 28, 2019
Instrument	2639608

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	737 5TH ST E, SAINT PAUL, MN 55106-5114
Document Number	0002604225
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002604225
Date	Dec 18, 2017
Instrument	2604225

Lender

Name	JAMES OLSON
Address	202 N HAMILTON ST # 306, MADISON, WI 53703-4167

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,100 (+4.96%) Land $26,500 Building $265,600	$292,100 (+4.96%) Land $26,500 Building $265,600
2024	$4,194.00 (+3.1%)
2023	$4,068.00 Homeowner's exemption	$278,300 Land $13,800 Building $264,500	$278,300 Land $13,800 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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