7365 Cinnamon Teal Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7365 Cinnamon Teal Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 2004
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$293,800 (Dec 2021)
Tax Bill	$3,783 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T991700096`

Property Details

APN / Parcel Number

Primary APN	`T991700096`
Alternative APN	`2-0130-8027-00-0012.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,232 sqft
Basement Area	1,150 sqft
Finished Basement	968 sqft
Unfinished Basement	182 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	58 sqft
Patio Area	80 sqft

Location & Zoning

Account Number	T991700096
Street Address	7365 CINNAMON TEAL DR
City	O FALLON
State	MO
Zip	63368-8035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOLLS #1 LOT 12
Legal Subdivision	KNOLLS #1
Legal Lot Number	12
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	311152

Owner

7365 Cinnamon Teal Dr is owned and occupied by two individuals who bought it in December 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Dec 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Apr 4, 2017	Intrafamily Transfer, Transfer · Line of Credit FIRST COMMERCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	202199035
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	0000099035
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035

Mortgage

Document Number	0000038177
Date	Jul 11, 2022
Instrument	2022R-038177

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2037

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Dec 7, 2021
Property Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Document Number	0000099035
Map Reference	MB 35 PG 133
Instrument Date	Nov 22, 2021
Instrument	2021R-099035
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035

Mortgage

Document Number	0000099036
Date	Dec 7, 2021
Instrument	2021R-099036

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Document Number	0000067423
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7365 CINNAMON TEAL DR O FALLON MO 633688035, O FALLON, MO 63368-8035

Mortgage

Document Number	0000067423
Date	Sep 14, 2020
Instrument	67423

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 16, 2019
Property Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Document Number	0070750420
Book / Page	007075 / 000420
Instrument Date	May 16, 2019
Instrument	234470
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NETCO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7365 CINNAMON TEAL DR O FALLON MO 633688035, O FALLON, MO 63368-8035

Mortgage

Document Number	70750422
Date	May 16, 2019
Book Page	007075/000422
Instrument	234480

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 15, 2049

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 4, 2017
Property Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Document Number	0067221501
Book / Page	6722 / 1501
Map Reference	MB 135 PG 133
Instrument Date	Mar 29, 2017
Instrument	20170404000201620
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7365 CINNAMON TEAL DR, O FALLON, MO 63368-8035
Investor	Possibly a Property Investor

Mortgage

Document Number	20170404000201630
Date	Apr 4, 2017
Instrument	20170404000201630

Lender

Name	FIRST COMMERCE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7365 Cinnamon Teal Dr was $3,783, up 5.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,854 (-)	$309,760 (-) Land $60,000 Building $249,760
2025	$3,783.00 (+5.64%)	$58,854	$309,760 Land $60,000 Building $249,760
2024	$3,581.00
2023		$54,072
2022			$284,589 Land $50,000 Building $234,589

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7365 Cinnamon Teal Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7365 Cinnamon Teal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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