Lincoln County property record for 7364 Sedgebrook Dr W, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,436 sqft · built 2005 |
| Lot Size | 0.324 acres (14,113 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2019) |
| Tax Bill | $3,073 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-59-9897 |
| Primary APN | 4601-59-9897 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,113 sqft (0.324 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 276274 |
|---|---|
| Street Address | 7364 SEDGEBROOK DR W |
| City | STANLEY |
| State | NC |
| Zip | 28164-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #178 THE GATES AT W/SIDE |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71102 |
7364 Sedgebrook Dr W is owned and occupied by an individual who bought it in December 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7364 SEDGEBROOK DR W, STANLEY, NC 28164-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 12, 2019 | Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on File |
| Deed Sale | Dec 12, 2019 · Amount on File |
| Prior Sale | Dec 2, 2005 · Amount on File |
| Deed Document Number | 2019601787 |
| Deed Book / Page | 2868 / 305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7364 SEDGEBROOK DR W, STANLEY, NC 28164-9739 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 3086633 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 3086/633 |
| Instrument | 639129 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DENVER, NC 28037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7364 SEDGEBROOK DR W, STANLEY, NC 28164-9739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3070133 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 3070/133 |
| Instrument | 636338 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 12, 2019 |
| Property Address | 7364 SEDGEBROOK DR W, STANLEY, NC 28164-9739 |
| Document Number | 2868305 |
| Book / Page | 002868 / 000305 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 601787 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7364 SEDGEBROOK DR W STANLEY NC 281649739, STANLEY, NC 28164-9739 |
| Document Number | 2868307 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 002868/000307 |
| Instrument | 601788 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
The 2026 property tax bill for 7364 Sedgebrook Dr W was $3,073.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,073.00 | $485,728 Land $82,000 Building $403,728 | $485,728 Land $82,000 Building $403,728 |
| 2023 | $3,041.00 | $485,728 Land $82,000 Building $403,728 | $485,728 Land $82,000 Building $403,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7364 Sedgebrook Dr W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7364 Sedgebrook Dr W is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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