7364 S Spruce St, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 7364 S Spruce St, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,043 sqft · built 1973
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Nov 2025)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2075-28-3-20-002`

Property Details

APN / Parcel Number

Primary APN	`2075-28-3-20-002`
Alternative APNs	`031857368` `31857368` `857368`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,043 sqft Living Area
Gross Area	3,820 sqft
1st Floor Area	1,794 sqft
Basement Area	1,554 sqft
Finished Basement	1,249 sqft
Unfinished Basement	305 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	12 sqft
Deck Area	520 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031857368
Street Address	7364 S SPRUCE ST
City	CENTENNIAL
State	CO
Zip	80112-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 028550 SUBDIVISIONNAME HALLCRAFTS WALNUT HILLS 3RD FLG BLOCK 002 LOT 005 LOT 5 BLK 2 HALLCRAFTS WALNUT HILLS 3RD FLG
Legal Range	67W
Legal Township	5S
Legal Section	28
Legal Quarter	3
Legal Subdivision	HALLCRAFTS WALNUT HILLS 3RD FLG
Legal Block	002
Legal Lot Number	005
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2009
Census Tract	6707

Owner

7364 S Spruce St is owned and occupied by an individual who bought it in November 2025.

Source: Arapahoe County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 1, 2023	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Nov 21, 2025	Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELLCO CU
Feb 27, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Feb 27, 2018 · Amount on File
Deed Document Number	202584721
Prior Transfer Date	Nov 1, 1984
Prior Transfer Doc	4322000498
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	TITLE COMPANY/THE ROCKIES INC, TITLE COMPANY OF THE ROCKIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1038026
Date	Mar 5, 2021
Instrument	E1038026

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752

Mortgage

Document Number	00E3074917
Date	Nov 1, 2023
Instrument	E3074917

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Nov 21, 2025
Property Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Document Number	00E5084721
Instrument Date	Nov 17, 2025
Instrument	E5084721
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HOMESTEAD TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752

Mortgage

Document Number	00E5084722
Date	Nov 21, 2025
Instrument	E5084722

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	00E5084723
Date	Nov 21, 2025
Instrument	E5084723

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Document Number	00D9041700
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7364 S SPRUCE ST CENTENNIAL CO 801121752, CENTENNIAL, CO 80112-1752

Mortgage

Document Number	00D9041700
Date	May 7, 2019
Instrument	D9041700

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 6, 2039

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Feb 27, 2018
Property Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752
Document Number	00D8019081
Instrument Date	Feb 26, 2017
Instrument	D8019081
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7364 S SPRUCE ST, CENTENNIAL, CO 80112-1752

Mortgage

Document Number	00D8019082
Date	Feb 27, 2018
Instrument	D8019082

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	00D8019082
Date	Feb 27, 2018
Instrument	D8019082

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7364 S Spruce St was $4,841, up 12.2% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,551 (-2.08%)	$662,600 (-) Land $240,000 Building $422,600
2025	$4,841.00 (+12.22%)	$41,413 (+1.81%)	$662,600 (+0.08%) Land $240,000 Building $422,600
2024	$4,314.00 (+12.31%)	$40,676 (-)	$662,100 (-) Land $225,000 Building $437,100
2023	$3,841.00	$40,676	$662,100 Land $225,000 Building $437,100
2021	$3,580.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7364 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7364 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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