7360 Monterey St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7360 Monterey St, Gilroy, CA 95020

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,080 sqft · built 1920
Lot Size	0.093 acres (4,053 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Apr 2024)
Tax Bill	$8,282 (2025)
Deeds & Mortgages	Apr 2024 Mortgage May 2024 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`841-08-043`

Property Details

APN / Parcel Number

Primary APN	`841-08-043`

Interior

Stories	1 Story
Building Area	2,080 sqft Total Area
1st Floor Area	2,080 sqft
Elevator	Elevator

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Construction Type	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,053 sqft (0.093 acres)
Lot Dimensions	193 ft deep x 21 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	7360 MONTEREY ST
City	GILROY
State	CA
Zip	95020-6935
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C2
Legal Subdivision	COMMISSIONERS/HENRY MILLER ET
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3010
Census Tract	512603

Owner

7360 Monterey St, a commercial property, is owned by a company that bought it in April 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Company Name on File
Mailing Address	495 5TH ST, GILROY, CA 95020-5717
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Grant Deed, Transfer · Commercial Mortgage COGENT BANK
May 9, 2024	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Jul 7, 2020	Grant Deed, Transfer · Commercial Mortgage SEACOAST COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2024 · Amount on File
Deed Sale	Apr 15, 2024 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202425623112
Prior Transfer Date	Jan 8, 2024
Prior Transfer Doc	0025634286
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 15, 2024
Property Address	7360 MONTEREY ST, GILROY, CA 95020-6935
Document Number	0025623112
Instrument Date	Jan 11, 2024
Instrument	25623112
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	495 5TH ST, GILROY, CA 95020-5717

Mortgage

Document Number	0025623113
Date	Apr 15, 2024
Instrument	25623113

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0025623113
Date	Apr 15, 2024
Instrument	25623113

Lender

Name	COGENT BANK
Type	Bank
Address	7597 MONTEREY ST, GILROY, CA 95020

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 9, 2024
Property Address	7360 MONTEREY ST, GILROY, CA 95020-6935
Document Number	0025634286
Map Reference	CASE 5536
Instrument Date	Jan 8, 2024
Instrument	25634286
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8747 LLAMA LN, GILROY, CA 95020-9031

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 7, 2020
Property Address	7360 MONTEREY ST, GILROY, CA 95020-6935
Document Number	0024528132
Instrument Date	Jun 26, 2020
Instrument	24528132
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7350 MONTEREY ST, GILROY, CA 95020-6935

Mortgage

Document Number	0024528133
Date	Jul 7, 2020
Instrument	24528133

Lender

Name	SEACOAST COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7360 Monterey St was $8,282, up 67.7% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$966,260 (+45.74%) Land $223,686 Building $742,574
2025	$8,282.00 (+67.72%)	$663,000 Land $219,300 Building $443,700
2024	$4,938.00 (+0.63%)
2023	$4,907.00 (+1.74%)	$379,746 Land $176,868 Building $202,878
2022	$4,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7360 Monterey St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7360 Monterey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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