7360 Hwy 294, Murphy, NC 28906 Property Records

Cherokee County property record for 7360 Hwy 294, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1937
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 2026)
Tax Bill	$308 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2022 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`454300021408000`

Property Details

APN / Parcel Number

Primary APN	`454300021408000`
Alternative APNs	`54018` `58510`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,920 sqft
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	222 ft deep x 281 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating Fuel	Oil

Location & Zoning

Account Number	58510
Street Address	7360 HIGHWAY 294
City	MURPHY
State	NC
Zip	28906-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR FRISBEE 1674/20
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2051
Census Tract	930603

Owner

7360 Hwy 294 is owned by two individuals who bought it in July 2026.

Source: Cherokee County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7330 HIGHWAY 294, MURPHY, NC 28906-8511
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2022	Warranty Deed, Transfer · Line of Credit COMMONWEALTH CREDIT UNION
Mar 3, 2021	Warranty Deed, Transfer
Dec 31, 2020	Warranty Deed, Transfer
Oct 7, 2020	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Sep 22, 2022 · Amount on File
Deed Document Number	20263795
Deed Book / Page	1806 / 656
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2026
Property Address	7360 HIGHWAY 294, MURPHY, NC 28906-8511
Document Number	0000003795
Book / Page	1806 / 656
Instrument Date	Jul 14, 2026
Instrument	20263795
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$25,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7330 HIGHWAY 294, MURPHY, NC 28906-8511

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 22, 2022
Property Address	7360 HIGHWAY 294, MURPHY, NC 28906-8511
Document Number	001721/302
Book / Page	1721 / 302
Instrument Date	Sep 12, 2022
Instrument	6143
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 106, MARBLE, NC 28905-0106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5337 SQUIRREL HUNTING RD, MORGANTON, GA 30560-3025

Mortgage

Document Number	001721/304
Date	Sep 22, 2022
Book Page	1721/304
Instrument	6144

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	MARYVILLE, TN 37801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 3, 2021
Property Address	7360 HIGHWAY 294, MURPHY, NC 28906-8511
Document Number	1674/20
Book / Page	1674 / 20
Instrument Date	Feb 19, 2021
Instrument	1424
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 N SALISBURY ST, 119, RALEIGH, NC 27603-1739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	831 TOMOTLA RD APT 18, 18, MARBLE, NC 28905-8674

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 31, 2020
Property Address	7360 HIGHWAY 294, MURPHY, NC 28906-8511
Document Number	1668/1200
Book / Page	1668 / 1200
Instrument Date	Dec 16, 2020
Instrument	8275
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 SHEPHERD ST, RALEIGH, NC 27607-7007
Investor	Possibly a Property Investor

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 7, 2020
Property Address	7360 HIGHWAY 294, MURPHY, NC 28906-8511
Document Number	1659/435
Book / Page	1659 / 435
Instrument Date	Sep 28, 2020
Instrument	5704
Transaction Type	Foreclosure
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$83.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Tax Assessment & Valuation

The 2025 property tax bill for 7360 Hwy 294 was $308.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00	$26,580	$26,580 Land $11,020 Building $15,560
2023		$33,190	$33,190 Land $11,020 Building $22,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7360 Hwy 294 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7360 Hwy 294 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Hwy 294

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