736 W Montecito Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 736 W Montecito Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,848 sqft · built 2007
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2015)
Tax Bill	$13,926 (2026)
Deeds & Mortgages	Mar 2025 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-170-270-000`

Property Details

APN / Parcel Number

Primary APN	`256-170-270-000`
Alternative APN	`256-170-27`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Area	601 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	256-170-27
Street Address	736 W MONTECITO AVE
City	TRACY
State	CA
Zip	95391-1198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	06-FM PT OF 209-040-16/RM 40-34
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD G
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1070
Census Tract	5221

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	736 W MONTECITO AVE, TRACY, CA 95391-1198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Loan Assumption TOWNE MORTGAGE CO
May 4, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2015 · Amount on Record
Deed Sale	Jun 4, 2015 · Amount on Record
Prior Sale	Nov 15, 2007 · Amount on Record
Deed Document Number	201564970
Last Transfer Date	Mar 6, 2021
Transfer Doc	0000045308
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198

Mortgage

Document Number	0000025314
Date	Mar 28, 2025
Instrument	2025-025314

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Loan Assumption
Amount	Amount Recorded

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 4, 2023
Property Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198
Document Number	0000034415
Map Reference	MB 40 PG 34
Instrument Date	Apr 27, 2023
Instrument	2023-034415
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 12, 2021
Property Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198
Document Number	0000045308
Map Reference	MB 40 PG 34
Instrument Date	Mar 6, 2021
Instrument	2021-045308
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198

Mortgage

Document Number	0000045309
Date	Mar 12, 2021
Instrument	2021-045309

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	736 W MONTECITO AVE, MOUNTAIN HOUSE, CA 95391-1198
Document Number	0000020312
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 W MONTECITO AVE MOUNTAIN HOUSE CA 953911198, MOUNTAIN HOUSE, CA 95391-1198

Mortgage

Document Number	0000020312
Date	Feb 18, 2020
Instrument	20312

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,926.00 (+15.77%)
2025	$12,029.00 (+4.55%) Homeowner's exemption	$721,100 (+4.04%) Land $252,384 Building $468,716
2023	$11,505.00 (+2.22%) Homeowner's exemption	$693,101 Land $242,585 Building $450,516	$1,030,860
2022	$11,255.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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