736 Spires Dr, Oswego, IL 60543 Property Records

Kendall County property record for 736 Spires Dr, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,403 sqft · built 2006
Lot Size0.187 acres (8,125 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Feb 2012)
Tax Bill$10,002 (2024)
Deeds & MortgagesJan 2021 Mortgage
Feb 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-11-306-001

Property Details

APN / Parcel Number

Primary APN03-11-306-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,403 sqft Living Area
Gross Area4,202 sqft
1st Floor Area2,403 sqft
Basement Area1,256 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,125 sqft (0.187 acres)
Lot Dimensions125 ft deep x 65 ft wide
Garage TypeAttached
Garage Area543 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address736 SPIRES DR
CityOSWEGO
StateIL
Zip60543-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 520 CHURCHILL CLUB PARCEL 7 VILLAGE OF OSWEGO
Legal SubdivisionCHURCHILL CLUB
Legal Lot Number520
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2012
Census Tract890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address736 SPIRES DR, OSWEGO, IL 60543-4044
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
DUPAGE CU
Feb 20, 2020Deed of Trust, Mortgage · Line of Credit
DUPAGE CU
Jan 9, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 21, 2012 · Amount on Record
Deed SaleFeb 21, 2012 · Amount on Record
Prior SaleAug 8, 2006 · Amount on Record
Deed Document Number20123104
Last Transfer DateDec 20, 2018
Transfer Doc0000000373
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address736 SPIRES DR, OSWEGO, IL 60543-4044
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000482
DateJan 7, 2021
Instrument202100000482
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueAug 1, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address736 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000002900
Instrument DateFeb 20, 2020
Transaction TypeMortgage
Record UpdatedMar 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address736 SPIRES DR OSWEGO IL 605434044, OSWEGO, IL 60543-4044

Mortgage

Document Number0000002900
DateFeb 26, 2020
Instrument2900
Lender
NameDUPAGE CU
TypeCredit Union
AddressNAPERVILLE, IL 60567
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 25, 2040
Interest
Rate TypeAdjustable Rate

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENDALL IL
Recording DateJan 9, 2019
Property Address736 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000000373
Instrument DateDec 20, 2018
Instrument373
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address736 SPIRES DR OSWEGO IL 605434044, OSWEGO, IL 60543-4044

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,814 (+28.18%) Land $27,977 Building $108,837$410,442 (+28.18%) Land $83,931 Building $326,511
2024$10,002.00
2022$106,732 Land $21,826 Building $84,906$320,196 Land $65,478 Building $254,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Watch TV
Fixed Wireless
400 / 40

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