736 River Rock Rd, Chula Vista, CA 91914 Property Records

San Diego County property record for 736 River Rock Rd, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,429 sqft · built 2001
Lot Size0.117 acres (5,075 sqft)
Owner2 Individual Names on Record
Last Sale$459,000 (Dec 2011)
Tax Bill$6,715 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN595-660-34-00

Property Details

APN / Parcel Number

Primary APN595-660-34-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,429 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area5,075 sqft (0.117 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address736 RIVER ROCK RD
CityCHULA VISTA
StateCA
Zip91914-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SFA
Legal DescriptionLOT 25 TR 013691
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013691
Legal Block3
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3013
Census Tract13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address736 RIVER ROCK RD, CHULA VISTA, CA 91914-2429
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU
Sep 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2011 · Amount on Record
Deed SaleDec 14, 2011 · Amount on Record
Prior SaleNov 2, 2011 · Amount on Record
Deed Document Number2011672249
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address736 RIVER ROCK RD, CHULA VISTA, CA 91914-2429
Transaction TypeMortgage
Record UpdatedSep 3, 2021
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 RIVER ROCK RD, CHULA VISTA, CA 91914-2429

Mortgage

Document Number0000602726
DateAug 25, 2021
Instrument2021-0602726
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 24, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address736 RIVER ROCK RD, CHULA VISTA, CA 91914-2429
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address736 RZVER CK RD, CHULA VISTA, CA 91914

Mortgage

Document Number0000540796
DateSep 15, 2020
Instrument2020-0540796
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$588,048 (+2%) Land $140,922 Building $447,126
2025$6,715.00 (+5.42%) Homeowner's exemption$576,518 (+4.04%) Land $138,159 Building $438,359
2023$6,370.00 (+2.89%) Homeowner's exemption$554,133 Land $132,795 Building $421,338
2022$6,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

Nearby Properties on River Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number