736 River Rd, Williamsburg, KY 40769 Property Records

Whitley County property record for 736 River Rd, Williamsburg, KY 40769

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,280 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$4,000 (Jan 2026)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057-00-00-015.00`

Property Details

APN / Parcel Number

Primary APN	`057-00-00-015.00`
Alternative APN	`136309`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Porch	Slab
Porch Area	32 sqft
Deck Area	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	736 RIVER RD
City	WILLIAMSBURG
State	KY
Zip	40769-9181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	1 ST VNL HS & 1 AC+- @ RE BIRD
Jurisdiction	WHITLEY KY
Township / Civil Division	CUMBERLAND FALLS
Census Block Group	1
Census Block	1027
Census Tract	920402

Owner

Source: Whitley County records · APN 057-00-00-015.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	281 ADKINS LOOP, WILLIAMSBURG, KY 40769-6402
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Document Number	2026355724
Deed Book / Page	591 / 197
Prior Transfer Date	Oct 11, 2010
Prior Transfer Doc	000502/467
Record Updated	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITLEY KY
Recording Date	Oct 15, 2021
Property Address	736 RIVER RD, WILLIAMSBURG, KY 40769-9181
Document Number	00D564/468
Book / Page	D564 / 468
Instrument Date	Oct 12, 2021
Instrument	275712
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	186 ANGEL RD, 186, WILLIAMSBURG, KY 40769-9294

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	736 RIVER RD, WILLIAMSBURG, KY 40769-9181
Investor	Possibly a Property Investor

Mortgage

Document Number	000M681777
Date	Oct 15, 2021
Instrument	M681/777

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Whitley County
Unified School District	Whitley County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00 (+5.08%)	$139,900 (-)	$139,900 (-)
2023	$1,043.00	$139,900	$139,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212359204021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	High above 77% of the US · above 89% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 9 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.