Frederick County property record for 736 Reliance Rd, Middletown, VA 22645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1946 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jun 2015) |
| Tax Bill | $1,062 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 91A-73 |
| Primary APN | 91A-73 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 963 sqft |
| Basement Area | 963 sqft |
| Unfinished Basement | 963 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8026992 |
|---|---|
| Street Address | 736 RELIANCE RD |
| City | MIDDLETOWN |
| State | VA |
| Zip | 22645-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .45 ACRE |
| Legal Subdivision | 3 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 50700 |
736 Reliance Rd is owned and occupied by an individual who bought it in June 2015.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 736 RELIANCE RD, MIDDLETOWN, VA 22645-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on File |
| Deed Sale | Jun 29, 2015 · Amount on File |
| Deed Book / Page | 1500 / 5890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 736 RELIANCE RD, MIDDLETOWN, VA 22645-1539 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 736 RELIANCE RD, MIDDLETOWN, VA 22645-1539 |
| Document Number | 0000002162 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 260002162 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 475 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 736 RELIANCE RD, MIDDLETOWN, VA 22645-1539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|---|
| Address | 736 FOLLIN LN SE, VIENNA, VA 22180-4947 |
| Document Number | 0000009172 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 250009172 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 736 Reliance Rd was $1,062, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,062.00 (+10.4%) | $200,400 (-) Land $88,000 Building $112,400 | $200,400 (-) Land $88,000 Building $112,400 |
| 2025 | $962.00 | $200,400 Land $88,000 Building $112,400 | $200,400 Land $88,000 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 736 Reliance Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 736 Reliance Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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