San Luis Obispo County property record for 736 Jetty Ave, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1979 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,524 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 061-046-035 |
| Primary APN | 061-046-035 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,087 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.143 acres) |
| Sewer | Connected |
|---|
| Street Address | 736 JETTY AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | OCEAN VW TER SUB 2 BL 8 LTS 3 & 4 |
| Legal Subdivision | OCEAN VW TERRACE SUB |
| Legal Block | 8 |
| Legal Lot Number | 3,4 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 061-046-035
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 736 JETTY AVE, OCEANO, CA 93445-9626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Sep 07, 2018 | Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 07, 2018 |
| Transfer Doc | 0000037154 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 736 JETTY AVE, OCEANO, CA 93445-9626 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 736 JETTY AVE, OCEANO, CA 93445-9626 |
| Document Number | 0000079575 |
|---|---|
| Date | Dec 03, 2021 |
| Instrument | 2021079575 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 736 JETTY AVE, OCEANO, CA 93445-9626 |
| Document Number | 0000051050 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 736 JETTY AVE OCEANO CA 934459626, OCEANO, CA 93445-9626 |
| Document Number | 0000051050 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 51050 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 07, 2018 |
| Property Address | 736 JETTY AVE, OCEANO, CA 93445-9626 |
| Document Number | 0000037154 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 37154 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Full Value |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 736 JETTY AVE OCEANO CA 934459626, OCEANO, CA 93445-9626 |
| Document Number | 37155 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 37155 |
| Name | CENTRAL COAST LNDG |
|---|---|
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 06, 2048 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,524.00 (+5.25%) | $140,471 (+4.04%) Land $6,904 Building $133,567 |
| 2023 | $2,398.00 (+1.74%) | $135,019 Land $6,637 Building $128,382 |
| 2022 | $2,357.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), as of July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Ranch WiFi, T-Mobile USA, Verizon.
Based on FCC filings for 552 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4010005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures