Oneida County and Utica City property record for 736 Jay St, Utica, NY 13501
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 3 ba · 2,832 sqft · built 1950 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,396 (2026) |
| Deeds & Mortgages | Dec 2022 Refinance Feb 2024 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 301600 319.53-2-11 |
| Primary APN | 301600 319.53-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,832 sqft Total Area |
| 1st Floor Area | 1,416 sqft |
| 2nd Floor Area | 1,416 sqft |
| Basement Area | 1,416 sqft |
| Unfinished Basement | 1,416 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 32 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15.192730 |
|---|---|
| Street Address | 736 JAY ST |
| City | UTICA |
| State | NY |
| Zip | 13501-1370 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 2-08-02-011 35X120 319.053-0002-011.000/0000 |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | UTICA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 20803 |
736 Jay St, a triplex, is owned by a company.
Source: Oneida County and Utica City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24 PROSPECT AVE, EAST ROCKAWAY, NY 11518-1212 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK |
| Feb 6, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance BPL MORTGAGE TRUST LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 736 JAY ST, UTICA, NY 13501-1370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019076 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2022-019076 |
| Name | ADIRONDACK BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 736 JAY ST, UTICA, NY 13501-1370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001443 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024-001443 |
| Name | BPL MORTGAGE TRUST LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 736 Jay St was $1,396, up 218.7% from the year before.
Source: Oneida County and Utica City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Utica City |
| Unified School District | Utica City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,396.00 (+218.72%) | ||
| 2025 | $438.00 | $32,700 Land $6,100 Building $26,600 | $88,400 Land $16,491 Building $71,909 |
| 2023 | $32,700 (-) Land $6,100 Building $26,600 | $76,047 (+11.63%) Land $14,186 Building $61,861 | |
| 2022 | $1,770.00 | $32,700 Land $6,100 Building $26,600 | $68,125 Land $12,708 Building $55,417 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 736 Jay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 736 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MVWA - MOHAWK VALLEY WATER AUTHORITY serves 126,250 people · EPA ID NY3202411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: GoNetspeed, Verizon.
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