736 Highland Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 736 Highland Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,404 sqft
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2024)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-074.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-074.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Finished Area
Gross Area	1,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Foundation Type	Concrete
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	736 HIGHLAND AVE
City	FT WRIGHT
State	KY
Zip	41011-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENRY DEYE BLK A LOT 2
Legal Subdivision	DEYE HENRY
Legal Phase	A
Legal Block	A
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1863 EMORY CT, HEBRON, KY 41048-8320
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage CITY OF COVINGTON
Dec 11, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN MTG SVC
Dec 21, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC
Jul 21, 2020	Warranty Deed, Construction Loan · Line of Credit PAJ FUND I
Jul 21, 2020	Deed of Trust, Transfer · Line of Credit PAJ FUND I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2024155
Deed Book / Page	301 / 228
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	736 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900179
Date	Feb 4, 2021
Book Page	163/567
Instrument	21020405900179

Lender

Name	CITY OF COVINGTON
Type	Non-Lending Institution
Address	COVINGTON, KY 41011

Agreement

Amount	Amount Recorded
Term	58 Months
Due	Dec 10, 2025

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	736 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000000305
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	SPRINGDALE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 HIGHLAND AVE FORT WRIGHT KY 410114065, FORT WRIGHT, KY 41011-4065

Mortgage

Document Number	0000000305
Date	Dec 21, 2020
Book Page	00M144/000302
Instrument	305

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 21, 2020
Property Address	736 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000000304
Book / Page	000062 / 000106
Instrument Date	Dec 11, 2020
Instrument	304
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 HIGHLAND AVE FORT WRIGHT KY 410114065, FORT WRIGHT, KY 41011-4065

Mortgage

Document Number	305
Date	Dec 21, 2020
Book Page	00M144/000302
Instrument	305

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2020
Property Address	736 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000000031
Book / Page	000032 / 000771
Instrument Date	Jul 15, 2020
Instrument	31
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15762 FORT WRIGHT KY 41011, FORT WRIGHT, KY 41011

Mortgage

Document Number	32
Date	Jul 21, 2020
Book Page	000M71/000620
Instrument	32

Lender

Name	PAJ FUND I
Type	Funding / Finance Company
Address	PHOENIX, AZ 85028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2021

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 21, 2020
Property Address	736 HIGHLAND AVE, FT WRIGHT, KY 41011-4065
Document Number	0000000032
Book / Page	000M71 / 000620
Instrument Date	Jul 14, 2020
Instrument	32
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 15162 COVINGTON KY 410150162, COVINGTON, KY 41015-0162

Mortgage

Document Number	0000000032
Date	Jul 21, 2020
Book Page	000M71/000620
Instrument	32

Lender

Name	PAJ FUND I
Type	Funding / Finance Company
Address	PHOENIX, AZ 85028

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $10,000 Building $215,000	$225,000 (-) Land $10,000 Building $215,000
2025	$2,981.00 (+49.2%)	$225,000 (+5%) Land $10,000 Building $215,000	$225,000 (+5%) Land $10,000 Building $215,000
2023	$1,998.00	$150,000 Land $10,000 Building $140,000	$150,000 Land $10,000 Building $140,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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